Personal Lines

Texas
Homeowners Insurance

Your home is your biggest investment. We help Texas homeowners get the right coverage — matched to your property, your budget, and the real risks you face.

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5★
Average Rating
10+
Years in Business
1,000+
Families Protected
24/7
Claims Support

Harvey Insurance is a trusted local agency serving families and businesses across the state of Texas — backed by America’s most reputable carriers.

Why Texas Homeowners Choose Harvey

Texas ranks among the highest states for hail damage, flooding, and wind-related claims. A standard policy isn't always enough — and cookie-cutter coverage from a 1-800 number won't cut it. We work with top-rated carriers to build coverage that actually fits your home and your risk.

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What’s Covered

Homeowners Insurance Coverage Details

Your home is likely the largest investment you'll ever make. We work with the nation's most trusted carriers to make sure that investment is protected from whatever life throws at it — severe weather, fire, theft, and more.

Dwelling Coverage
Pays to repair or rebuild your home if damaged by a covered event like fire, hail, or a severe storm.
Personal Property
Covers your furniture, electronics, clothing, and belongings if they're stolen or damaged.
Liability Protection
Protects you if someone is injured on your property and you're held responsible for medical or legal costs.
Loss of Use (ALE)
Pays for temporary housing and living expenses if your home becomes uninhabitable after a covered loss.
Medical Payments
Covers medical expenses for guests injured on your property, regardless of who is at fault.
Other Structures
Protects detached garages, fences, sheds, and other structures on your property.
Why Harvey Insurance

Built on trust. Driven by service.

We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted and recognized carriers in the country — giving our Texas clients access to strong coverage and reliable claims support.

02

True Local Expertise

We understand the specific risks Texas residents and businesses face and write every policy with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.

Client Reviews

Real people. Real results.

Get a Homeowners Quote Today

Talk to a local agent who knows Texas — and will write you a policy that actually protects what you've built.

Location
Addison, TX — Serving All of Texas
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Coverage Areas

Texas Cities We Serve

We provide homeowners insurance to families and businesses across Texas. Select your region to find your city and get local coverage details.

DFW Metroplex
Addison Allen Argyle Arlington Burleson Carrollton Celina Dallas Denton DeSoto Euless Fate Flower Mound Forney Fort Worth Frisco Garland Grand Prairie Grapevine Haltom City Haslet Irving Justin Keller Lewisville Little Elm Mansfield McKinney Mesquite North Richland Hills Northlake Plano Prosper Richardson Rockwall Rowlett Royse City Sherman Southlake The Colony Waxahachie Weatherford Wylie
Greater Houston
Atascocita Baytown Beaumont Channelview Clute Conroe Cypress Deer Park Dickinson Friendswood Galveston Houston Humble Katy La Marque La Porte Lake Jackson League City Missouri City Orange Pasadena Pearland Port Arthur Richmond Rosenberg Seabrook Spring Stafford Sugar Land Texas City The Woodlands Tomball Webster
Austin Metro
San Antonio & Hill Country
West Texas & Permian Basin
Andrews Big Spring Del Rio Fort Stockton Midland Monahans Odessa Pecos San Angelo Snyder Sweetwater
Texas Panhandle
Amarillo Borger Canyon Childress Dalhart Dumas Hereford Pampa Perryton
South Plains
Brownfield Lamesa Levelland Lubbock Plainview Slaton Wolfforth
East Texas
Athens Carthage Henderson Jacksonville Kilgore Lindale Longview Lufkin Marshall Nacogdoches Palestine Paris Texarkana Tyler
Central Texas
Belton Brownwood Copperas Cove Gatesville Harker Heights Hillsboro Killeen Lampasas Robinson Temple Waco Woodway
South Texas & Rio Grande Valley
Brownsville Eagle Pass Edinburg Harlingen Laredo McAllen Mercedes Mission Pharr Rio Grande City San Benito Weslaco
Gulf Coast
Bay City Corpus Christi Freeport Ingleside Kingsville Port Aransas Port Lavaca Rockport Victoria

These are just a handful of the communities we serve — we cover the entire great state of Texas. Don't see your city? Give us a call — we likely cover it.