Renters insurance is one of the best dollar-for-dollar values in personal lines. For most Texas renters, comprehensive coverage costs less than a month of streaming services. Harvey Insurance writes renters policies across the state.

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Texas has a lot of renters — young professionals in Austin tech, families in DFW apartments, retirees who’ve downsized into condos, students in college towns. The standard advice that ‘your landlord’s policy covers you’ is wrong almost everywhere — their policy covers the building, not your stuff or your liability. Harvey Insurance writes renters policies for Texans across the state. Give us a call and we’ll walk you through what coverage actually looks like.
Get a Free Renters QuoteWe help Texas renters protect what they own with comprehensive, affordable coverage matched to their budget and lifestyle.
Three things every Texas renter should think about:
Furniture, electronics, clothing, gear — renters insurance covers them if they’re damaged by a covered event or stolen. Texas weather and urban theft both factor in depending on where you live.
If a guest is injured at your place, or you accidentally cause damage to your unit or a neighbor’s, renters liability coverage matters. This is often the most undervalued part of a renters policy.
If your unit becomes uninhabitable after a covered loss, your policy can cover the cost of temporary housing. Worth understanding before you need it.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Texas clients access to strong coverage and reliable claims support.
We understand the specific risks Texas residents and businesses face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Quotes are quick and rates are reasonable — same-day callbacks from a local agent.
Get a Free Renters QuoteCoverage Areas
We provide renters insurance to families and businesses across Texas. Select your region to find your city and get local coverage details.
These are just a handful of the communities we serve — we cover the entire great state of Texas. Don't see your city? Give us a call — we likely cover it.