Personal Lines

Texas
Renters Insurance

Your landlord's policy covers the building — not your stuff. Renters insurance protects everything you own, plus provides liability coverage and temporary housing if you ever need it.

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5★
Average Rating
10+
Years in Business
1,000+
Families Protected
24/7
Claims Support

Harvey Insurance is a trusted local agency serving families and businesses across the state of Texas — backed by America’s most reputable carriers.

Renters Insurance Is More Affordable Than You Think

Most renters assume their landlord's insurance covers their belongings. It doesn't. For as little as $15–$25 per month, a renters policy from Harvey covers your furniture, electronics, and clothing — plus protects you from liability if a guest is injured in your home.

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What’s Covered

Renters Insurance Coverage Details

We help Texas renters protect what they own with comprehensive, affordable coverage matched to their budget and lifestyle.

Personal Property
Covers your furniture, electronics, clothing, and valuables if they're stolen or damaged by a covered event.
Liability Coverage
Protects you if someone is injured in your rental unit and you're held responsible.
Loss of Use
Pays for a hotel or temporary apartment if your unit becomes uninhabitable after a covered loss.
Medical Payments
Covers medical expenses for guests injured in your home, regardless of fault.
Theft & Vandalism
Protects your belongings from theft — even when items are stolen outside your home.
High-Value Item Add-Ons
Optional scheduled coverage for jewelry, cameras, instruments, and other high-value items.
Why Harvey Insurance

Built on trust. Driven by service.

We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted and recognized carriers in the country — giving our Texas clients access to strong coverage and reliable claims support.

02

True Local Expertise

We understand the specific risks Texas residents and businesses face and write every policy with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.

Client Reviews

Real people. Real results.

Get a Renters Quote Today

It takes minutes to get covered. Talk to a Harvey agent and protect what you own for less than you think.

Location
Addison, TX — Serving All of Texas
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Coverage Areas

Texas Cities We Serve

We provide renters insurance to families and businesses across Texas. Select your region to find your city and get local coverage details.

DFW Metroplex
Addison Allen Argyle Arlington Burleson Carrollton Celina Dallas Denton DeSoto Euless Fate Flower Mound Forney Fort Worth Frisco Garland Grand Prairie Grapevine Haltom City Haslet Irving Justin Keller Lewisville Little Elm Mansfield McKinney Mesquite North Richland Hills Northlake Plano Prosper Richardson Rockwall Rowlett Royse City Sherman Southlake The Colony Waxahachie Weatherford Wylie
Greater Houston
Atascocita Baytown Beaumont Channelview Clute Conroe Cypress Deer Park Dickinson Friendswood Galveston Houston Humble Katy La Marque La Porte Lake Jackson League City Missouri City Orange Pasadena Pearland Port Arthur Richmond Rosenberg Seabrook Spring Stafford Sugar Land Texas City The Woodlands Tomball Webster
Austin Metro
San Antonio & Hill Country
West Texas & Permian Basin
Andrews Big Spring Del Rio Fort Stockton Midland Monahans Odessa Pecos San Angelo Snyder Sweetwater
Texas Panhandle
Amarillo Borger Canyon Childress Dalhart Dumas Hereford Pampa Perryton
South Plains
Brownfield Lamesa Levelland Lubbock Plainview Slaton Wolfforth
East Texas
Athens Carthage Henderson Jacksonville Kilgore Lindale Longview Lufkin Marshall Nacogdoches Palestine Paris Texarkana Tyler
Central Texas
Belton Brownwood Copperas Cove Gatesville Harker Heights Hillsboro Killeen Lampasas Robinson Temple Waco Woodway
South Texas & Rio Grande Valley
Brownsville Eagle Pass Edinburg Harlingen Laredo McAllen Mercedes Mission Pharr Rio Grande City San Benito Weslaco
Gulf Coast
Bay City Corpus Christi Freeport Ingleside Kingsville Port Aransas Port Lavaca Rockport Victoria

These are just a handful of the communities we serve — we cover the entire great state of Texas. Don't see your city? Give us a call — we likely cover it.