Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
New Braunfels is one of the fastest-growing towns in Texas — a Hill Country community on the Comal and Guadalupe rivers where historic German-built cottages sit alongside sprawling new master-planned subdivisions. This close to the rivers, coverage looks different street to street, and Harvey Insurance writes New Braunfels policies and we know how this stretch of Comal County is built.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
New Braunfels’ rapid growth has filled Comal County with newer master-planned homes — Veramendi, Meyer Ranch, Vintage Oaks — while the historic German-heritage core near Gruene and downtown keeps its older cottages and custom builds. Sitting between the Comal and Guadalupe rivers, this is Hill Country, where creeks and rivers can rise fast and flood is never part of a standard homeowners policy. We’ve been writing New Braunfels policies for years and we’ll walk through what your roof, your build, your flood zone, and your neighborhood actually call for.
Get a Free Homeowners QuoteYour home is likely the largest investment you'll ever make. Harvey Insurance works with the nation's most trusted carriers to make sure that investment is protected — severe weather, fire, theft, and more.
New Braunfels sits in the Hill Country between two rivers, so its biggest risks look different from the city metros. These are the ones worth understanding before you renew.
Hill Country creeks and the Comal and Guadalupe rivers can rise fast after heavy rain, and flood is never part of a standard homeowners policy. We help you check your flood zone and add NFIP or private flood coverage where it makes sense for your home.
Spring storms push hail and high wind across Comal County, stripping shingles and denting exteriors. Roof and exterior claims are a leading driver here — we make sure your dwelling limit and roof settlement actually reflect replacement cost.
Hot, dry stretches stress roofs and foundations, sudden freezes burst pipes, and theft and liability exposure vary block to block. We round out coverage so the everyday risks are handled alongside the big storms.
New Braunfels mixes brand-new master-planned subdivisions with historic builds and Hill Country acreage, and flood zones vary widely. A few we write often:
A large master-planned community on the north side with thousands of newer homes — dwelling limits and flood-zone status both deserve a close look as it grows.
A sprawling Hill Country acreage community off Highway 46 with custom homes on larger lots, where accurate rebuild values and outbuilding coverage matter.
The historic district near the Guadalupe River, with older character homes and riverside lots where flood coverage is worth reviewing closely.
An established Hill Country community of larger homes on roomy lots — higher rebuild values that policies need to keep pace with.
One of the newest master-planned communities in the area, with modern construction and current replacement values that an accurate dwelling limit should reflect.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted carriers in the country — giving our New Braunfels clients access to strong coverage and reliable claims support.
We understand the specific risks New Braunfels residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Coverage built for Hill Country New Braunfels — from the rivers and historic Gruene to the newest master-planned subdivisions — with same-day callbacks from a local agent.
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Harvey Insurance also proudly serves the smaller communities around New Braunfels, including Garden Ridge, Bulverde, and Spring Branch.
Need to cover your car in New Braunfels too? See our New Braunfels auto insurance.
Also in New Braunfels: New Braunfels renters insurance, New Braunfels life insurance, New Braunfels umbrella insurance, and New Braunfels landlord insurance.
Boating the lakes near New Braunfels? See our New Braunfels boat & watercraft insurance.
Travel by RV around New Braunfels? See our New Braunfels RV & motorhome insurance.