Boerne mixes historic limestone and frame homes around the downtown square with sprawling Hill Country estates and newer master-planned subdivisions out along the ranch roads. Harvey Insurance writes Boerne policies and we know how this stretch of Kendall County is built.

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Boerne’s housing runs from historic limestone and frame homes around the downtown square and along Cibolo Creek to large Hill Country estates in communities like Cordillera Ranch and newer master-planned subdivisions out along the ranch roads. Spring hail is the claim we see most here, and higher rebuild costs on custom homes mean an undersized dwelling limit hurts the most. We’ve been writing Boerne policies for years and we’ll walk through what your roof, your build, and your dwelling limit actually call for.
Get a Free Homeowners QuoteYour home is likely the largest investment you'll ever make. Harvey Insurance works with the nation's most trusted carriers to make sure that investment is protected from whatever life throws at it — severe weather, fire, theft, and more.
Boerne sits in the Hill Country along Cibolo Creek, and a handful of claims show up year after year. Worth understanding before you renew.
The greater San Antonio area is among the most hail-prone in Texas, and Boerne sees its share. On larger custom homes a full roof-and-exterior replacement runs high — we make sure your dwelling limit and roof settlement reflect true replacement cost.
Cibolo Creek and the Hill Country terrain around Boerne can send water moving fast after heavy rain, and flood is never part of a standard homeowners policy. We help you check your flood zone and add NFIP or private flood coverage where it makes sense.
Summer heat, sudden freezes and water backup account for more claims here than any single catastrophe.
Boerne runs from the historic downtown to gated Hill Country estates, with values that reward accurate coverage. A few we write often:
A large gated golf-and-ranch community with high-end estates — high rebuild values and outbuildings that deserve a close look.
A newer master-planned community with modern homes and current replacement values.
A golf-resort community west of town with custom homes on Hill Country lots.
An established affluent community of larger homes on the southeast edge of the Boerne area.
An established neighborhood near town with a mix of home ages and sizes close to Cibolo Creek.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted carriers in the country — giving our Boerne clients access to strong coverage and reliable claims support.
We understand the specific risks Boerne residents face and write every policy with that in mind.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you.
Coverage built for the Boerne Hill Country — from the historic square to Cordillera Ranch — with same-day callbacks from a local agent.
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Harvey Insurance also proudly serves the smaller communities around Boerne, including Comfort, Welfare, and Sisterdale.
Need to cover your car in Boerne too? See our Boerne auto insurance.
Travel by RV around Boerne? See our Boerne RV & motorhome insurance.
Also in Boerne: Boerne renters insurance, Boerne landlord insurance, Boerne life insurance, and Boerne umbrella insurance.