Business Lines

Texas
Commercial Auto Insurance

If your employees drive for business — whether it's one truck or a full fleet — personal auto policies won't cover it. We ensure your business vehicles and drivers are properly protected.

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5★
Average Rating
10+
Years in Business
1,000+
Families Protected
24/7
Claims Support

Harvey Insurance is a trusted local agency serving families and businesses across the state of Texas — backed by America’s most reputable carriers.

Don't Leave Your Business Vehicles Exposed

Personal auto insurance excludes vehicles used for business purposes. If an employee is in an accident while making deliveries, hauling equipment, or driving a company vehicle, a personal policy won't pay — leaving your business exposed to serious financial liability. We write commercial auto coverage that closes that gap.

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What’s Covered

Commercial Auto Coverage Details

We provide comprehensive commercial auto coverage for Texas businesses — from single-vehicle service operations to multi-vehicle fleets.

Commercial Liability
Covers bodily injury and property damage caused by your employees while driving company vehicles.
Collision & Comprehensive
Repairs or replaces covered vehicles after accidents, theft, vandalism, hail, or other covered events.
Uninsured Motorist
Protects your drivers and vehicles when they're hit by an uninsured or underinsured driver.
Hired & Non-Owned Auto
Covers liability when employees drive personal or rented vehicles on company business.
Fleet Programs
Multi-vehicle discounts and streamlined management for businesses with 3 or more commercial vehicles.
Driver Safety Discounts
Premium reductions available for businesses with driver training programs and clean fleet records.
Why Harvey Insurance

Built on trust. Driven by service.

We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted and recognized carriers in the country — giving our Texas clients access to strong coverage and reliable claims support.

02

True Local Expertise

We understand the specific risks Texas residents and businesses face and write every policy with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.

Client Reviews

Real people. Real results.

Get a Commercial Auto Quote

Protect the vehicles your business depends on. A Harvey agent will find you the right commercial auto coverage at a competitive rate.

Location
Addison, TX — Serving All of Texas
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Coverage Areas

Texas Cities We Serve

We provide commercial auto insurance to families and businesses across Texas. Select your region to find your city and get local coverage details.

DFW Metroplex
Addison Allen Argyle Arlington Burleson Carrollton Celina Dallas Denton DeSoto Euless Fate Flower Mound Forney Fort Worth Frisco Garland Grand Prairie Grapevine Haltom City Haslet Irving Justin Keller Lewisville Little Elm Mansfield McKinney Mesquite North Richland Hills Northlake Plano Prosper Richardson Rockwall Rowlett Royse City Sherman Southlake The Colony Waxahachie Weatherford Wylie
Greater Houston
Atascocita Baytown Beaumont Channelview Clute Conroe Cypress Deer Park Dickinson Friendswood Galveston Houston Humble Katy La Marque La Porte Lake Jackson League City Missouri City Orange Pasadena Pearland Port Arthur Richmond Rosenberg Seabrook Spring Stafford Sugar Land Texas City The Woodlands Tomball Webster
Austin Metro
Austin Bastrop Bee Cave Buda Cedar Park Dripping Springs Elgin Georgetown Hutto Kyle Lakeway Leander Liberty Hill Lockhart Manor Marble Falls Pflugerville Round Rock San Marcos Taylor
San Antonio & Hill Country
Boerne Canyon Lake Cibolo Converse Fredericksburg Helotes Kerrville Kirby Leon Valley Live Oak New Braunfels San Antonio Schertz Seguin Universal City Uvalde Wimberley
West Texas & Permian Basin
Andrews Big Spring Del Rio Fort Stockton Midland Monahans Odessa Pecos San Angelo Snyder Sweetwater
Texas Panhandle
Amarillo Borger Canyon Childress Dalhart Dumas Hereford Pampa Perryton
South Plains
Brownfield Lamesa Levelland Lubbock Plainview Slaton Wolfforth
East Texas
Athens Carthage Henderson Jacksonville Kilgore Lindale Longview Lufkin Marshall Nacogdoches Palestine Paris Texarkana Tyler
Central Texas
Belton Brownwood Copperas Cove Gatesville Harker Heights Hillsboro Killeen Lampasas Robinson Temple Waco Woodway
South Texas & Rio Grande Valley
Brownsville Eagle Pass Edinburg Harlingen Laredo McAllen Mercedes Mission Pharr Rio Grande City San Benito Weslaco
Gulf Coast
Bay City Corpus Christi Freeport Ingleside Kingsville Port Aransas Port Lavaca Rockport Victoria

These are just a handful of the communities we serve — we cover the entire great state of Texas. Don't see your city? Give us a call — we likely cover it.