Insurance you can
actually count on.

Great coverage, genuine service, and competitive rates — from a local agency who knows your name and answers the phone. Serving families and businesses across Texas.

5★
Average rating
10+
Years in business
1,000+
Families protected
24/7
Claims support

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.

What We Cover

Protection for every
part of your life

From your home and vehicles to your business, we offer comprehensive coverage options matched to your specific needs and budget.

🏠

Homeowners

Protect your home and belongings from fire, storm, theft, and more.

  • Dwelling & structure protection
  • Personal property coverage
  • Liability protection
  • Additional living expenses (ALE)
  • Medical payments to others
  • Detached structures coverage
Learn more about Homeowners Insurance
🚗

Auto

Liability, collision, comprehensive, and uninsured motorist coverage for every driver.

  • Bodily injury liability
  • Property damage liability
  • Collision coverage
  • Comprehensive coverage
  • Uninsured/underinsured motorist
  • Medical payments (MedPay)
Learn more about Auto Insurance
☂️

Umbrella

Extra liability coverage that kicks in when your other policies reach their limits.

  • Excess liability over home & auto
  • Legal defense costs
  • Worldwide coverage
  • Landlord liability protection
  • Personal injury claims
  • Catastrophic event coverage
Learn more about Umbrella Insurance
🏘️

Landlord’s

Coverage for rental properties — dwelling damage, liability, lost rent, and tenant-caused issues.

  • Rental dwelling coverage
  • Other structures on the property
  • Liability for tenant & visitor injuries
  • Loss of rental income
  • Vandalism & malicious mischief
  • Owner-furnished personal property
Learn more about Landlord’s Insurance
🏢

Renters

Affordable protection for your belongings, even when you don't own the space.

  • Personal property protection
  • Liability coverage
  • Loss of use / additional living expenses
  • Medical payments to others
  • Theft & vandalism coverage
  • Valuables & electronics add-ons
Learn more about Renters Insurance
❤️

Life

Term and permanent life solutions to secure your family's financial future.

  • Term life insurance
  • Whole & universal life options
  • Death benefit for beneficiaries
  • Cash value accumulation
  • Policy loan options
  • Supplemental riders available
Learn more about Life Insurance
🚤

Specialty

Boats, motorcycles, RVs, classic cars — coverage for the things you love most.

  • Boat & watercraft insurance
  • Motorcycle coverage
  • RV & motorhome protection
  • Classic & collector car coverage
  • ATV & off-road vehicle insurance
  • Agreed value coverage options
Learn more about Specialty Insurance
🏪

Business Owner's Policy

Property and liability coverage bundled for small to mid-size businesses.

  • Commercial property coverage
  • General liability protection
  • Business income (interruption) insurance
  • Equipment breakdown coverage
  • Hired & non-owned auto liability
  • Data breach & cyber liability add-on
Learn more about Business Owner's Policy
🚚

Commercial Auto

Fleet or single-vehicle coverage for the cars and trucks your business depends on.

  • Liability for company vehicles
  • Collision & comprehensive coverage
  • Uninsured motorist protection
  • Hired & non-owned auto coverage
  • Fleet discount programs
  • Driver safety program discounts
Learn more about Commercial Auto
🛡️

General Liability

Protection against third-party bodily injury and property damage claims.

  • Bodily injury to third parties
  • Property damage liability
  • Personal & advertising injury
  • Products & completed operations
  • Legal defense costs
  • Medical payments coverage
Learn more about General Liability
👷

Workers' Comp

Medical and wage protection for your employees — and peace of mind for you.

  • Medical expense coverage
  • Lost wage replacement (TTD)
  • Permanent disability benefits
  • Employer's liability protection
  • Return-to-work program support
  • State compliance coverage
Learn more about Workers' Comp

Why Harvey Insurance

Built on trust.
Driven by service.

We're not a call center or an app. We're a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted and recognized insurance carriers in the country — giving our clients access to strong coverage and reliable claims support.

02

True Local Expertise

We live and work here. We understand the specific risks Texas homeowners and drivers face — hail season, flooding, liability exposure — and we write policies with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and we advocate for you, every time.

Client Reviews

Real people.
Real results.

How It Works

Three steps to
better coverage

Simple, personal, and no pressure. Here's what it looks like to work with us.

1

Talk to Us

Call or message us to discuss your situation. We listen first — no forms, no bots — then build a picture of what you actually need.

2

Review Your Options

We walk you through clear, competitive quotes. No jargon, no pressure. You'll understand exactly what you're buying and why it fits.

3

Stay Protected

Get covered and feel confident. We're here for annual reviews, life changes, and everything unexpected that comes in between.

FAQ

Common questions about working with us

Which insurance companies do you work with?
Harvey Insurance writes across many carriers, so your information gets priced more than one way rather than against a single company’s rate card. Which carrier comes out best isn’t the same for everybody — a hail claim three years back, a teen driver, or the age of your roof can all move it.
Does going through an agent cost more than buying direct?
No. We’re paid by the carrier when a policy is placed, not by you — the same coverage costs the same whether you buy it here or through a website. What you get for it is someone who reads the policy with you before you sign, and who picks up the phone afterward.
I already have insurance. Is it worth having you look at it?
Usually, yes — especially if it’s been a few years, or if something changed: a new roof, a teen driver, a remodel, a move. Send us your current declarations page and we’ll tell you plainly where you stand. Sometimes the answer is that you’re already in good shape.
What do you need in order to quote me?
Less than most people expect. For auto: names, dates of birth, and the vehicles. For a home: the address and roughly when the roof was last done. You don’t need your current policy in hand — it makes the comparison exact, but we can start without it.
Do you only write policies in Texas?
Texas is home; the agency is in Addison and most of our clients are here. We’re also licensed in Oklahoma and Arkansas, so a move across the state line — or a rental property in Tulsa or Fayetteville — doesn’t mean starting over somewhere else.
Who do I call when something goes wrong?
For a claim, your carrier’s claims line is the fastest route, and the number is on your policy card. For anything else — a coverage change, a billing question, or help getting a claim moving — our service line is (972) 490-7288.

Ready to feel
truly covered?

Let's find the right coverage for your home, vehicles, family, or business — with an agent who picks up the phone.

Call Us Today Send a Message