Marble Falls is a Highland Lakes town on the Colorado River, where waterfront and resort homes sit alongside established Hill Country neighborhoods. Lakeside and riverside lots change the coverage conversation, and Harvey Insurance writes Marble Falls policies and we know how this stretch of Burnet County is built.

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Marble Falls runs from waterfront and resort homes along Lake Marble Falls and the Colorado River to established neighborhoods like Meadowlakes and newer Hill Country builds in Gregg Ranch. The dominant local risk is flash flooding — rivers and creeks in this part of the Hill Country can rise quickly, and flood is never part of a standard homeowners policy. We’ve been writing Marble Falls policies for years and we’ll walk through what your build, your lot, and your flood exposure actually call for.
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Marble Falls sits on the Colorado River in the Highland Lakes, so its biggest risks look different from the rest of Texas. These are the ones worth understanding before you renew.
Rivers and creeks in the Hill Country can rise fast after heavy rain, and low-lying and riverside lots carry real exposure. Flood is never part of a standard homeowners policy — we help you check your flood zone and add NFIP or private flood coverage where it makes sense.
Spring storms bring hail and straight-line wind that strip shingles and dent siding across Burnet County. Roof and exterior claims are a steady driver here — we make sure your dwelling limit and roof settlement actually reflect replacement cost.
Beyond the big storms, everyday exposure — roof wear in the Hill Country heat, plumbing leaks and freeze-burst pipes, theft and liability — still drives claims. We round out coverage so the routine risks are handled too.
Marble Falls mixes lakeside resort homes with established neighborhoods and newer Hill Country builds, and flood exposure varies lot to lot. A few we write often:
An established golf and waterfront community on Lake Marble Falls. Waterfront lots make dwelling limits and flood-zone status both worth a close look.
A newer master-planned community in the Hill Country with modern construction and current replacement values that policies need to keep pace with.
An established neighborhood of solid, settled homes where roof age and updated systems matter most to coverage.
The town’s historic core near the river, with older homes full of character — and the coverage nuances that come with age, updates, and proximity to the water.
A residential area of newer Hill Country homes where an accurate dwelling limit keeps rebuild costs covered.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted carriers in the country — giving our Marble Falls clients access to strong coverage and reliable claims support.
We understand the specific risks Marble Falls residents face and write every policy with that in mind.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you.
Coverage built for Highland Lakes living — flood, wind, and everything in between — with same-day callbacks from a local agent.
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Harvey Insurance also proudly serves the smaller communities around Marble Falls, including Cottonwood Shores, Granite Shoals, Meadowlakes, Horseshoe Bay, and Highland Haven.
Need to cover your car in Marble Falls too? See our Marble Falls auto insurance.
Also in Marble Falls: Marble Falls renters insurance, Marble Falls life insurance, and Marble Falls umbrella insurance.
Boating the lakes near Marble Falls? See our Marble Falls boat & watercraft insurance.