Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
An RV is part vehicle and part home, and a standard auto policy only understands the first half. From weekend trips to Hill Country parks to full-time living on the road, Harvey Insurance writes RV coverage that protects both the rig and everything you carry in it.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Your motorhome rolls down the highway like a vehicle but parks like a second home — with a kitchen, electronics, and everything you packed for the trip. That dual nature is exactly where auto policies fall short: they may cover the collision but ignore the awning, the contents, and the liability of using the RV as a residence at a campsite. Whether you tow a travel trailer a few weekends a year or live in a Class A full time, we write the structure that fits how you use it.
Get a Free RV QuoteWe place RVs with carriers who treat them as their own class of vehicle — so the living quarters, the attachments, and full-time use are all handled, not excluded.
Motorized or towable, weekend or full-time — the RVs we cover across Texas:
Motorized coaches from compact camper vans to 40-foot diesel pushers get liability and physical-damage coverage scaled to the size and value of the rig.
Travel trailers and fifth wheels have no motor, so their coverage centers on physical damage, contents, and the liability of a parked, lived-in unit.
Toy haulers carrying ATVs and pop-up campers each get written to their mixed use — living space plus the gear or garage they carry inside.
Full-timer or fair-weather camper, the right RV policy looks very different — and getting it wrong is expensive.
We work with insurers who write RVs as a dedicated product, so full-timer liability, total-loss replacement, and contents coverage are options on the table — not gaps you discover after a loss.
How you use the rig changes the policy entirely. We separate the occasional camper from the full-time resident and write each so you’re neither underinsured nor paying for coverage you’ll never use.
A breakdown three states away is stressful enough. You reach the agency that knows your policy and can move on a claim while you’re still parked at the campground.
FAQ
The RV isn’t your only toy? Here’s the rest of the Harvey specialty lineup.
Rates depend on the RV’s class, value, and whether you live in it — same-day quotes from a local agent.
Get a Free RV QuoteCoverage Areas
We insure RVs and motorhomes for owners across the entire state of Texas — from DFW and the Hill Country to the state parks, coast, and the open highways in between.