A single serious accident or lawsuit can exceed the limits of your home or auto policy in a hurry. Personal umbrella insurance gives you an extra layer of protection — for a surprisingly low cost.
Harvey Insurance is a trusted local agency serving families and businesses across the state of Texas — backed by America’s most reputable carriers.
Texas courts can award significant judgments in liability cases. If you're in a serious accident or someone is badly hurt on your property, the damages can easily exceed $500,000 — far more than most standard policies cover. An umbrella policy steps in to protect your savings, home equity, and future income.
Get a Free Umbrella QuotePersonal umbrella insurance from Harvey provides broad, excess liability coverage that goes above and beyond your existing home and auto policies — for pennies on the dollar.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Texas clients access to strong coverage and reliable claims support.
We understand the specific risks Texas residents and businesses face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
For most families, an umbrella policy costs a few hundred dollars a year. The protection it provides is priceless.
Get a Free Umbrella QuoteCoverage Areas
We provide umbrella insurance to families and businesses across Texas. Select your region to find your city and get local coverage details.
These are just a handful of the communities we serve — we cover the entire great state of Texas. Don't see your city? Give us a call — we likely cover it.