Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Wimberley is a small Hill Country village on the Blanco River and Cypress Creek — an arts-and-tourism town where many homes sit on acreage among the live oaks and limestone hills. That setting shapes what a policy needs to cover, and Harvey Insurance writes Wimberley policies and we know how this stretch of Hays County is built.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Wimberley’s housing runs from cabins and custom homes near the village square to larger acreage properties spread through the hills and along the Blanco River and Cypress Creek. Many lots sit near water, and because the Hill Country’s rivers and creeks can rise quickly, flood exposure is a real part of the conversation here — and flood is never part of a standard homeowners policy. We’ve been writing Wimberley policies for years and we’ll walk through what your home, your land, and your location actually call for.
Get a Free Homeowners QuoteYour home is likely the largest investment you'll ever make. We work with the nation's most trusted carriers to make sure that investment is protected — severe weather, fire, theft, and more.
Wimberley sits in the Hill Country along the Blanco River and Cypress Creek, so its risk picture looks different from the city — these are the ones worth understanding before you renew.
Hill Country rivers and creeks can rise fast after heavy rain, and homes on lower-lying or riverfront lots carry real exposure. Flood is never part of a standard homeowners policy — we help you check your flood zone and add NFIP or private flood coverage where it makes sense for your property.
Spring storms bring hail and straight-line wind across Central Texas, and roof and exterior claims follow. We make sure your dwelling limit and roof settlement actually reflect the cost to rebuild a Hill Country home.
Beyond the big storms, everyday exposure still drives claims — summer heat and dry spells, burst pipes in a hard freeze, plus theft and liability on larger acreage lots. We round out coverage so the routine risks are handled too.
Wimberley is a patchwork of subdivisions and acreage tracts, and build type and water proximity vary widely. A few we write often:
Wimberley’s golf community north of the village, with homes lining the fairways under tall live oaks. Established builds where roof age and updated systems matter most to coverage.
A larger subdivision off Jacob’s Well Road mixing older and newer construction. Proximity to Cypress Creek makes flood-zone status worth a close look.
Acre tracts east of the village with oak pastures, Hill Country views, and Blanco River access. Riverfront and low-lying lots make flood coverage worth reviewing.
Larger 2-to-10-acre tracts south of the square, some wooded with oaks. Bigger lots and outbuildings call for accurate dwelling and other-structures limits.
A gated community of half-acre lots up RR 12 with elevated Hill Country views. Custom homes where dwelling limits should keep pace with rebuild costs.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted carriers in the country — giving our Wimberley clients access to strong coverage and reliable claims support.
We understand the specific risks Wimberley residents face and write every policy with that in mind.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you.
Coverage built for the Hill Country — from the village square to riverfront acreage — with same-day callbacks from a local agent.
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Harvey Insurance also proudly serves the smaller communities around Wimberley, including Woodcreek.
Need to cover your car in Wimberley too? See our Wimberley auto insurance.
Also in Wimberley: Wimberley renters insurance, Wimberley life insurance, and Wimberley umbrella insurance.