Personal Lines

Texas
Specialty Insurance

Boats, motorcycles, RVs, and classic cars aren't covered by standard home or auto policies. We find the right specialty coverage for whatever you're passionate about.

📞 Get a Free Specialty Quote Explore All Coverage
5★
Average Rating
10+
Years in Business
1,000+
Families Protected
24/7
Claims Support

Harvey Insurance is a trusted local agency serving families and businesses across the state of Texas — backed by America’s most reputable carriers.

Coverage for the Things You Love

Standard home and auto policies leave big gaps when it comes to recreational vehicles and specialty equipment. Whether you're trailering a boat to Lake Travis, riding a motorcycle through the Hill Country, or storing a classic muscle car, we make sure your most prized possessions are properly protected.

Get a Free Specialty Quote
What’s Covered

Specialty Insurance Coverage Details

We work with carriers that specialize in recreational and specialty vehicles — so you get the right coverage, not a modified standard policy that leaves you underinsured.

Boat & Watercraft
Coverage for motorboats, sailboats, jet skis, and personal watercraft — on the water and in storage.
Motorcycle Coverage
Liability, collision, and comprehensive coverage for all types of motorcycles and scooters.
RV & Motorhome
Full-timer or seasonal coverage for Class A, B, and C motorhomes, plus fifth wheels and travel trailers.
Classic & Collector Cars
Agreed value coverage that pays what your car is actually worth — not depreciated book value.
ATV & Off-Road Vehicles
Coverage for ATVs, UTVs, dirt bikes, and side-by-sides on your property and off-road.
Agreed Value Options
Lock in the value of your vehicle at policy inception so there are no surprises at claim time.
Why Harvey Insurance

Built on trust. Driven by service.

We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted and recognized carriers in the country — giving our Texas clients access to strong coverage and reliable claims support.

02

True Local Expertise

We understand the specific risks Texas residents and businesses face and write every policy with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.

Client Reviews

Real people. Real results.

Protect What You Love

Talk to a Harvey agent about specialty coverage — we'll make sure your recreational vehicles are properly protected.

Location
Addison, TX — Serving All of Texas
Get a Free Specialty Quote

Coverage Areas

Serving All of Texas

We provide specialty and recreational vehicle coverage to clients across the entire state of Texas — from the DFW Metroplex to the Hill Country and Gulf Coast.

These are just a handful of the communities we serve — we cover the entire great state of Texas. Don't see your city? Give us a call — we likely cover it.