Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Boats, RVs, motorcycles, jewelry, collectibles, classic cars — specialty items often need specialty coverage that doesn’t fit a standard home or auto policy. Harvey Insurance writes specialty insurance for Texans with all of the above.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Texas is an outdoor state — boats on Lake Travis and Lake Conroe, RVs heading to Big Bend, motorcycles cruising Hill Country roads, fishing rigs along the coast. Standard home and auto policies cover some of this thinly or not at all. Specialty insurance fills the gaps with policies built for the specific item and how you actually use it. Harvey Insurance has been writing specialty coverage for Texans for years. Give us a call and we’ll walk through what fits.
Get a Free Specialty QuoteWe work with carriers that specialize in recreational and specialty vehicles — so you get the right coverage, not a modified standard policy that leaves you underinsured.
A few of the most common Texas specialty needs:
From bass boats on East Texas lakes to offshore rigs out of Galveston, watercraft coverage handles physical damage, liability, and salvage. Different waters, different policy considerations.
RVs are a serious investment and they live somewhere between a vehicle and a residence from a coverage perspective. We help Texas RV owners get the right structure.
Motorcycles, classic cars, jewelry, fine art, and collectibles all benefit from policies designed specifically for them. Standard home or auto often falls short on valuation and use.
Not everything specialty has an engine. A ring, a canvas or a case of graded cards belongs in the same conversation as the boat and the collector car, for the same reason: its worth has to be established rather than looked up, and the time to do that is before anything happens to it.
An appraisal, a receipt, an auction result, or documented provenance. Items like these have no book value to look up, so the number is built from evidence and then written into the policy rather than argued about after a loss.
Scheduled pieces are generally insured wherever they are — worn to an event, in a hotel safe, in transit to a show, or sitting in a safe deposit box — rather than only inside the walls of the house.
Scheduling typically widens the causes of loss as well as the amount: accidental damage, and in many forms a piece that simply goes missing with no break-in and no explanation.
A few pieces can often ride on the home policy as an endorsement — the homeowners page covers how that works. Larger or faster-moving collections do better on a contract of their own, where the schedule is the point rather than an add-on.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Texas clients access to strong coverage and reliable claims support.
We understand the specific risks Texas residents and businesses face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
FAQ
Quotes vary by item and use — same-day callbacks from a local agent.
Get a Free Specialty QuoteCoverage Areas
We provide specialty and recreational vehicle coverage to clients across the entire state of Texas — from the DFW Metroplex to the Hill Country and Gulf Coast.