Personal Lines

Texas
Specialty Insurance

Boats, RVs, motorcycles, jewelry, collectibles, classic cars — specialty items often need specialty coverage that doesn’t fit a standard home or auto policy. Harvey Insurance writes specialty insurance for Texans with all of the above.

Get a Free Specialty Quote Explore All Coverage
5★
Average Rating
10+
Years in Business
1,000+
Families Protected
24/7
Claims Support

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.

Coverage for the Things That Don’t Fit a Standard Policy

Texas is an outdoor state — boats on Lake Travis and Lake Conroe, RVs heading to Big Bend, motorcycles cruising Hill Country roads, fishing rigs along the coast. Standard home and auto policies cover some of this thinly or not at all. Specialty insurance fills the gaps with policies built for the specific item and how you actually use it. Harvey Insurance has been writing specialty coverage for Texans for years. Give us a call and we’ll walk through what fits.

Get a Free Specialty Quote
What’s Covered

Specialty Insurance Coverage Details

We work with carriers that specialize in recreational and specialty vehicles — so you get the right coverage, not a modified standard policy that leaves you underinsured.

Boat & Watercraft
Coverage for motorboats, sailboats, jet skis, and personal watercraft — on the water and in storage.
Motorcycle Coverage
Liability, collision, and comprehensive coverage for all types of motorcycles and scooters.
RV & Motorhome
Full-timer or seasonal coverage for Class A, B, and C motorhomes, plus fifth wheels and travel trailers.
Classic & Collector Cars
Agreed value coverage that pays what your car is actually worth — not depreciated book value.
ATV & Off-Road Vehicles
Coverage for ATVs, UTVs, dirt bikes, and side-by-sides on your property and off-road.
Agreed Value Options
Lock in the value of your vehicle at policy inception so there are no surprises at claim time.
Across Texas

What we cover under specialty insurance

A few of the most common Texas specialty needs:

Watercraft

Boats & PWCs

From bass boats on East Texas lakes to offshore rigs out of Galveston, watercraft coverage handles physical damage, liability, and salvage. Different waters, different policy considerations.

Motorhomes & Trailers

RVs

RVs are a serious investment and they live somewhere between a vehicle and a residence from a coverage perspective. We help Texas RV owners get the right structure.

Motorcycles & Beyond

Personal Items

Motorcycles, classic cars, jewelry, fine art, and collectibles all benefit from policies designed specifically for them. Standard home or auto often falls short on valuation and use.

Why Harvey Insurance

Built on trust. Driven by service.

We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted and recognized carriers in the country — giving our Texas clients access to strong coverage and reliable claims support.

02

True Local Expertise

We understand the specific risks Texas residents and businesses face and write every policy with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.

Client Reviews

Real people. Real results.

Ready to insure your specialty items?

Quotes vary by item and use — same-day callbacks from a local agent.

Location
Addison, TX — Serving TX, OK & AR
Get a Free Specialty Quote

Coverage Areas

Serving All of Texas

We provide specialty and recreational vehicle coverage to clients across the entire state of Texas — from the DFW Metroplex to the Hill Country and Gulf Coast.