Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Andrews sits at the heart of the Permian Basin, where steady oil-and-gas paychecks built tidy brick ranch homes and newer additions across the caprock plains. Harvey Insurance writes policies tuned to that reality — high winds, hard hail, and a housing market that rises and falls with the rigs.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Most Andrews homes are slab-on-grade brick and masonry single-story builds, with mobile and manufactured homes common in McKinney Acres and the outlying county. The flat, treeless terrain leaves roofs and siding fully exposed to the wind-driven hail that rolls across the Permian Basin every spring. We make sure your dwelling limit reflects real rebuild costs — not a number from a decade ago — and we explain how roof age and ACV-versus-replacement-cost settlements affect a hail claim. Talk to a Harvey agent who knows what it takes to rebuild a roof out here.
Get a Free Homeowners QuoteYour home is likely the largest investment you'll ever make. Harvey Insurance works with the nation's most trusted carriers to make sure that investment is protected from whatever life throws at it — severe weather, fire, theft, and more.
Out on the South Plains caprock, the weather that costs Andrews homeowners money arrives fast and hits hard — hail and straight-line wind first, with drought and the occasional grass fire close behind.
From March into early summer, supercells track across the Permian Basin and drop hail that can shred a shingle roof in minutes. Damaging straight-line winds and the rare tornado add to the bill, making roof and exterior claims the single biggest exposure in Andrews.
Long dry spells shrink and crack the clay-rich soils under slab foundations, leading to settling and structural stress. We help homeowners understand what their policy does and doesn’t cover when the ground itself moves.
Dry grass and high winds make brush and grass fires a real threat on the open county edges, and dust storms like the wall that swept West Texas in March 2026 can drive grit into homes. Adequate dwelling and contents limits matter when these events strike.
From the older streets near downtown to the additions north of town and the communities scattered across the county, we write coverage for homeowners all across the Andrews area.
The original core around the courthouse square holds Andrews’ older brick and frame homes. These mid-century builds often need updated replacement-cost figures, which we review before a storm forces the question.
The newer additions north of town added during the oil boom feature larger brick homes on bigger lots. We size dwelling limits to match the current cost of rebuilding here, not what these homes sold for years ago.
Just north of the city, McKinney Acres mixes single-family homes with manufactured housing on roomy lots. Mobile and manufactured homes need their own policy form, and we match the right coverage to the structure.
North along US-385, these small unincorporated communities sit in oil-patch country served by Andrews ISD. Rural acreage homes here benefit from coverage that accounts for outbuildings, wells, and distance from a fire station.
Beyond the city limits, ranch and acreage homeowners across Andrews County face wide-open wind and wildfire exposure. We tailor dwelling, other-structures, and liability limits to property that sits far from the nearest hydrant.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Andrews clients access to strong coverage and reliable claims support.
We understand the specific risks Andrews residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Talk to a local Harvey agent who knows Andrews, get a straight answer, and expect a same-day callback on your homeowners quote.
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Need to cover your car in Andrews too? See our Andrews auto insurance.