Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
A Business Owner’s Policy bundles property and general liability coverage for small businesses, usually at a better price than buying them separately. Harvey Insurance writes BOPs for Texas small businesses across every industry.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Texas has one of the most active small-business markets in the country — service businesses, retail, restaurants, contractors, professional firms, light manufacturing. A Business Owner’s Policy is the right starting structure for most of them: property coverage for your space and equipment, general liability for third-party claims, business interruption built in. Harvey Insurance has been writing BOPs for Texas small businesses for years. Give us a call and we’ll walk through what fits your operation.
Get a Free BOP QuoteWe work with top commercial carriers to provide comprehensive BOP coverage — protecting your property, your customers, and your bottom line with a single policy.
Three core components, plus a few add-ons depending on your business:
Buildings (if owned), tenant improvements, business personal property, inventory. Texas weather realities — hail, hurricane, freeze events — all factor in.
General liability covers customer or visitor injuries, property damage you cause to others, and legal defense if you get sued. Critical for any business with foot traffic.
If a covered event shuts you down, business interruption coverage can replace lost income while you recover. Texas businesses on the coast or in tornado country see this matter.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Texas clients access to strong coverage and reliable claims support.
We understand the specific risks Texas residents and businesses face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Quotes vary by industry and size — same-day callbacks from a local agent.
Get a Free BOP QuoteCoverage Areas
We provide business owner's policy to families and businesses across Texas. Select your region to find your city and get local coverage details.
These are just a handful of the communities we serve — we cover the entire great state of Texas. Don't see your city? Give us a call — we likely cover it.