Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Spread out beneath Scenic Mountain along the I-20 corridor, Big Spring is a Howard County crossroads town of established brick neighborhoods, a historic downtown, and refinery and oilfield jobs that anchor the local economy. Harvey Insurance protects those homes against the hard hail and high wind that define West Texas weather.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Big Spring’s housing runs from postwar brick ranch homes on the established streets to newer luxury lots in Kentwood Addition and homes tucked into the rolling terrain near Scenic Mountain. Single-family detached homes make up roughly three-quarters of the housing stock, and nearly all of them carry asphalt-shingle roofs squarely in the path of Permian Basin hail. Because home values here sit well below the Texas average, it’s easy to under-insure a rebuild — we set dwelling limits to actual replacement cost, not market price. A Harvey agent will walk your policy line by line so a hailstorm doesn’t become a financial surprise.
Get a Free Homeowners QuoteYour home is likely the largest investment you'll ever make. Harvey Insurance works with the nation's most trusted carriers to make sure that investment is protected from whatever life throws at it — severe weather, fire, theft, and more.
Big Spring’s spot on the edge of the Llano Estacado puts it in line for the full menu of West Texas weather — hail and wind lead the claims here, with drought stress and dry-season fire rounding out the picture.
Springtime supercells barreling along I-20 routinely drop large hail and gusty straight-line winds over Howard County. Roof, gutter, and siding damage drive the bulk of Big Spring claims, so roof condition and your hail deductible deserve a close look.
Persistent dry spells in this semi-arid climate shrink soils and stress slab foundations, while plumbing and water-line breaks become more likely. We make sure clients understand which of these losses a standard policy actually addresses.
The dry mesa grass around Scenic Mountain and the open county can carry a grass fire fast on a windy day. Homes near the wildland edge need replacement-cost dwelling limits and contents coverage built for a total loss, not a partial one.
From the luxury lots in Kentwood to the older streets near downtown and the homes ringing Comanche Trail Park, we write coverage across every corner of Big Spring.
One of Big Spring’s most established and sought-after neighborhoods, Kentwood offers spacious lots and higher-value homes just minutes from downtown. Those larger replacement values make accurate dwelling limits and extended-replacement-cost endorsements especially worthwhile.
A recognized residential area of solid single-family homes on the south side of town. We help owners here keep coverage current as they remodel and add value, so a hail claim pays out at today’s rebuild costs.
Tucked near the VA hospital and Comanche Trail Park, this part of town blends rental and owner-occupied housing. Whether you own a home or a rental property here, we match the right policy form to how the property is used.
The older neighborhoods around downtown hold many of Big Spring’s early- and mid-century homes. These structures often carry outdated wiring or plumbing, and we make sure ordinance-or-law coverage is in place for code-required upgrades after a loss.
Homes near Scenic Mountain and out across Howard County sit closer to open grassland and farther from fire protection. We tailor wildfire-aware dwelling limits and other-structures coverage for that wide-open exposure.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Big Spring clients access to strong coverage and reliable claims support.
We understand the specific risks Big Spring residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Reach a local Harvey agent who knows Big Spring and Howard County, and count on a same-day callback to get your homeowners quote moving.
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Need to cover your car in Big Spring too? See our Big Spring auto insurance.