Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Schertz is a fast-growing suburb northeast of San Antonio, where master-planned neighborhoods like The Crossvine and Homestead sit alongside established 1980s subdivisions — and coverage looks different across that range. Harvey Insurance writes Schertz policies and we know how this stretch of the San Antonio metro is built.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Schertz spans Guadalupe, Comal, and Bexar counties, and its housing stock runs the full range — newer master-planned construction in The Crossvine and Homestead, family neighborhoods like Northcliffe and Scenic Hills, and older 1980s homes around Aviation Heights. Spring hail is the dominant local risk, and it hits every roof on that map. We’ve been writing Schertz policies for years and we’ll walk through what your roof, your build, and your neighborhood actually call for.
Get a Free Homeowners QuoteYour home is likely the largest investment you'll ever make. We work with the nation's most trusted carriers to make sure that investment is protected — severe weather, fire, theft, and more.
Schertz sits in one of the most hail-prone corners of the San Antonio metro, and a handful of claims show up year after year. Worth understanding before you renew.
San Antonio is among the most hail-prone metros in Texas, and Schertz catches those spring storms head-on — hail that strips shingles and dents siding across whole subdivisions at once. Roof and exterior claims are the single biggest driver here, so we make sure your dwelling limit and roof settlement actually reflect replacement cost.
The same spring systems that bring hail can spin up high winds and tornadoes north of San Antonio, and a single severe storm can damage roofs, fences, and detached structures. We talk through wind coverage and how your deductible works so a bad storm night doesn’t turn into a surprise.
Hot, dry summers stress slab foundations and plumbing, sudden freezes burst pipes, and theft and liability exposure vary from one neighborhood to the next. We help Schertz homeowners think realistically about water backup, personal property, and liability limits.
Schertz is a mix of master-planned developments and established subdivisions, and home age and build vary widely. A few we write often:
A large master-planned community on the city’s south side with newer single-family and garden homes. Higher rebuild values that policies need to keep pace with.
A newer master-planned community on the I-35 side toward New Braunfels. Modern construction where an accurate dwelling limit matters most.
An established neighborhood with Craftsman and Tudor-style homes around the golf course. Settled lots where roof age and updated systems drive coverage.
A sought-after established area with mature trees and solid family homes. Worth reviewing for roof condition and accurate rebuild cost.
One of Schertz’s older neighborhoods near Randolph, with homes built in the 1980s or earlier. Affordable to insure, but worth a look at older wiring and plumbing.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted carriers in the country — giving our Schertz clients access to strong coverage and reliable claims support.
We understand the specific risks Schertz residents face and write every policy with that in mind.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you.
Coverage for every corner of Schertz — from The Crossvine to Aviation Heights — with same-day callbacks from a local agent.
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Harvey Insurance also proudly serves the smaller communities around Schertz, including Marion and Santa Clara.
Need to cover your car in Schertz too? See our Schertz auto insurance.
Also in Schertz: Schertz renters insurance, Schertz life insurance, and Schertz umbrella insurance.