Business Lines

Texas
Workers' Comp Insurance

When an employee gets hurt on the job, workers' comp covers their medical bills and lost wages — and protects your business from costly lawsuits. We make it easy to stay compliant and protected.

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5★
Average Rating
10+
Years in Business
1,000+
Families Protected
24/7
Claims Support

Harvey Insurance is a trusted local agency serving families and businesses across the state of Texas — backed by America’s most reputable carriers.

Protect Your Employees. Protect Your Business.

Texas is unique — it's one of the few states that doesn't require most private employers to carry workers' comp. But operating without it is a serious risk. If an employee is injured and you're not covered, you can be held personally liable for all medical costs and lost wages. We help Texas employers understand their options and get the right coverage.

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What’s Covered

Workers' Comp Coverage Details

We provide workers' compensation coverage that protects both your employees and your business — ensuring injured workers get the care they need while limiting your financial exposure.

Medical Expense Coverage
Pays all reasonable and necessary medical costs for employees injured or made ill on the job.
Lost Wage Replacement
Provides weekly income benefits (TTD) if an employee is unable to work due to a covered injury.
Permanent Disability Benefits
Pays ongoing benefits if an employee suffers a permanent impairment as a result of a work injury.
Employer's Liability
Protects your business from lawsuits filed by injured employees outside the workers' comp system.
Return-to-Work Support
Coverage for modified-duty programs that help injured employees return to work sooner.
State Compliance Coverage
Ensures your policy meets all Texas Department of Insurance requirements and carrier standards.
Why Harvey Insurance

Built on trust. Driven by service.

We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted and recognized carriers in the country — giving our Texas clients access to strong coverage and reliable claims support.

02

True Local Expertise

We understand the specific risks Texas residents and businesses face and write every policy with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.

Client Reviews

Real people. Real results.

Get a Workers' Comp Quote

Protect your team and your business. We'll help you find the right workers' comp coverage for your Texas operation.

Location
Addison, TX — Serving All of Texas
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Coverage Areas

Texas Cities We Serve

We provide workers' comp insurance to families and businesses across Texas. Select your region to find your city and get local coverage details.

DFW Metroplex
Addison Allen Argyle Arlington Burleson Carrollton Celina Dallas Denton DeSoto Euless Fate Flower Mound Forney Fort Worth Frisco Garland Grand Prairie Grapevine Haltom City Haslet Irving Justin Keller Lewisville Little Elm Mansfield McKinney Mesquite North Richland Hills Northlake Plano Prosper Richardson Rockwall Rowlett Royse City Sherman Southlake The Colony Waxahachie Weatherford Wylie
Greater Houston
Atascocita Baytown Beaumont Channelview Clute Conroe Cypress Deer Park Dickinson Friendswood Galveston Houston Humble Katy La Marque La Porte Lake Jackson League City Missouri City Orange Pasadena Pearland Port Arthur Richmond Rosenberg Seabrook Spring Stafford Sugar Land Texas City The Woodlands Tomball Webster
Austin Metro
Austin Bastrop Bee Cave Buda Cedar Park Dripping Springs Elgin Georgetown Hutto Kyle Lakeway Leander Liberty Hill Lockhart Manor Marble Falls Pflugerville Round Rock San Marcos Taylor
San Antonio & Hill Country
Boerne Canyon Lake Cibolo Converse Fredericksburg Helotes Kerrville Kirby Leon Valley Live Oak New Braunfels San Antonio Schertz Seguin Universal City Uvalde Wimberley
West Texas & Permian Basin
Andrews Big Spring Del Rio Fort Stockton Midland Monahans Odessa Pecos San Angelo Snyder Sweetwater
Texas Panhandle
Amarillo Borger Canyon Childress Dalhart Dumas Hereford Pampa Perryton
South Plains
Brownfield Lamesa Levelland Lubbock Plainview Slaton Wolfforth
East Texas
Athens Carthage Henderson Jacksonville Kilgore Lindale Longview Lufkin Marshall Nacogdoches Palestine Paris Texarkana Tyler
Central Texas
Belton Brownwood Copperas Cove Gatesville Harker Heights Hillsboro Killeen Lampasas Robinson Temple Waco Woodway
South Texas & Rio Grande Valley
Brownsville Eagle Pass Edinburg Harlingen Laredo McAllen Mercedes Mission Pharr Rio Grande City San Benito Weslaco
Gulf Coast
Bay City Corpus Christi Freeport Ingleside Kingsville Port Aransas Port Lavaca Rockport Victoria

These are just a handful of the communities we serve — we cover the entire great state of Texas. Don't see your city? Give us a call — we likely cover it.