Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Selma is a small city spread across three counties on the I-35 corridor northeast of San Antonio, and it has grown fast around Retama Park and the retail at The Forum. Most of its housing is newer than the town. Harvey Insurance writes Selma homes to what it costs to rebuild them now.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Selma’s housing stock is dominated by construction from the last two decades, which changes the coverage conversation in a specific way. Newer homes have newer roofs, which is good, but they were also built during a period when material and labor costs rose sharply — and a dwelling limit set at closing five or eight years ago will not rebuild the same house today. That is the most common gap we find here. Over the top of it, San Antonio ranks among the most expensive hail markets in the country, and Cibolo Creek and its tributaries flash flood in a way that catches newer residents off guard. We reset the rebuild figure, read flood against the creek, and quote Selma the same day.
Get a Free Homeowners QuoteYour home is likely the largest investment you'll ever make. Harvey Insurance works with the nation's most trusted carriers to make sure that investment is protected — severe weather, fire, theft, and more.
Selma risk is hail, creek flooding, and a rebuild figure that has drifted.
Bexar County hail has produced some of the costliest storm losses in Texas. Replacement-cost roof coverage is what keeps a claim whole even on a newer roof.
The creek system through the northeast corridor rises fast in heavy rain. Homeowners policies exclude rising water — flood is separate and worth pricing.
A dwelling limit set when the house was purchased rarely reflects what construction costs today. This is the most common underinsurance we correct in Selma.
We write across Selma’s subdivisions, its retail corridor, and its creek-side edges.
Homes closest to the major retail corridor, with convenience, traffic, and steady demand.
Established streets near the racetrack, with a mix of housing eras and larger lots.
Recent construction where the dwelling limit most often lags the actual rebuild cost.
Properties nearest the drainage corridor, where flood coverage deserves a real look.
The eastern side of the city toward Schertz, mixing newer builds with older acreage tracts.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted carriers in the country — giving our Selma clients hail coverage that pays and a dwelling limit that reflects today’s construction costs.
We understand the specific risks Selma residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
A rebuild figure updated to current costs, with hail and flood handled properly. Quoted today.
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Harvey Insurance also proudly serves the smaller communities around Selma, including Garden Ridge and Marion.
Need car coverage in Selma too? See our Selma auto insurance.
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