Alice, TX · Jim Wells County

Alice
Homeowners Insurance

Alice sits in the brush country west of Corpus Christi, the oilfield service hub for a region that has been drilling for a century and the town where Tejano music took shape. Harvey Insurance writes Jim Wells County homes for the weather that actually reaches them.

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~17K
Alice Population
~$115K
Median Home Value
Jim Wells
County Served
Wind & Hail
Top Claim Driver

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.

Inland South Texas, Coastal Consequences

Being forty-five miles from the water does not put Alice out of reach of a hurricane. Gulf storms carry damaging wind well inland across the brush country, and the rain bands that follow flood low streets and stall over the county for a day at a time. Between storms, the bigger day-to-day issue is the ground: South Texas clay and caliche move hard through drought cycles, and foundation stress shows up in homes that were poured decades before anyone engineered for it. Add spring hail and an older housing stock where the roof is usually the oldest major component, and the coverage priorities become clear. We set replacement cost on the roof, read the flood question honestly, and quote Alice the same day.

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What’s Covered

Homeowners Insurance Coverage Details

Your home is likely the largest investment you'll ever make. Harvey Insurance works with the nation's most trusted carriers to make sure that investment is protected — severe weather, fire, theft, and more.

Dwelling Coverage
Pays to repair or rebuild your home if damaged by fire, hail, or a severe storm.
Personal Property
Covers your furniture, electronics, clothing, and belongings if stolen or damaged.
Liability Protection
Protects you if someone is injured on your property and you're held responsible.
Loss of Use
Pays for temporary housing if your home becomes uninhabitable after a covered loss.
Medical Payments
Covers medical expenses for guests injured on your property, regardless of fault.
Other Structures
Protects detached garages, fences, sheds, and other structures on your property.
Risk Profile

What actually damages homes here

Alice risk is inland hurricane wind, spring hail, and ground that moves.

Wind

Hurricane Wind Reaching Inland

Gulf systems hold damaging wind well past the coastline. Roof loss, fence loss, and wind-driven rain into the envelope are the claims Jim Wells County files after a storm.

Hail

Spring Storm Season

South Texas hail runs hard in spring and lands on an older housing stock. Replacement-cost roof coverage rather than actual cash value is what keeps a claim whole.

Soil

Drought & Foundation Movement

Extended dry cycles shrink the clay under Alice foundations and cracking follows. Understanding what your policy covers here — and what it will not — matters before the damage appears.

Neighborhoods We Serve

Alice coverage, neighborhood by neighborhood

We write across Alice’s older core, its highway edges, and the acreage beyond.

Downtown & the Original Blocks

The oldest housing in town, where roof age and a realistic rebuild figure carry the policy.

Near Alice High School

Established family streets with mid-century construction and a mix of updates.

The US-281 Corridor

Homes along the main north-south route, with traffic exposure and a newer mix of construction.

The SH-44 Side

The Corpus-facing edge of town, where newer builds need dwelling limits set from current costs.

Ranch & Acreage Tracts

Properties outside the city with barns, pens, and equipment, where other-structures coverage is what gets underinsured.

Why Harvey Insurance

Built on trust. Driven by service.

We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted carriers in the country — giving our Alice clients real replacement-cost coverage and claims support when a storm works the whole county at once.

02

True Local Expertise

We understand the specific risks Alice residents face and write every policy with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.

Client Reviews

Real people. Real results.

Ready to insure your Alice home?

Roof at replacement cost, wind and flood read honestly for Jim Wells County. We’ll quote today.

Location
Addison, TX — Serving TX, OK & AR
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Nearby Cities

Homeowners insurance across the South Texas brush country

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Harvey Insurance also proudly serves the smaller communities around Alice, including Orange Grove, San Diego, and Premont.

Need car coverage in Alice too? See our Alice auto insurance.

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