Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Riding in the OKC metro means interstates that meet in the middle of town, a long riding season, and springs that punish anything parked outside. Harvey Insurance writes for all three.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Oklahoma City is a wide, fast, car-shaped metro, and a motorcycle moves through it accordingly. The interstates converge downtown, the arterials run six lanes with turn traffic across them, and the single most common serious crash in a place like this is still a driver turning left across a bike they looked at and did not see. That reality drives the coverage conversation toward two places most riders underweight. The first is uninsured and underinsured motorist — the at-fault driver’s limits set the ceiling on what a rider recovers, and in Oklahoma the odds that those limits are low or absent are not comfortable. The second is medical payments, because a motorcycle injury bill arrives long before any question of fault gets settled. Then there is the weather, which is a separate problem entirely: spring hail in this metro lands on bikes sitting in driveways and open carports, and a hailed tank and fairing on a touring bike is a serious repair. Comprehensive is what answers there, and it costs very little compared with what it covers. Ride season runs long here, roughly February through November in a decent year, which means more exposure than a northern rider carries and more reason to get the limits right.
Get a Free Motorcycle QuoteTraffic that does not see you and weather that finds you parked.
The roads metro riders actually put miles on.
I-35, I-40 and I-44 meeting near downtown, where speed differential and lane changes do the damage.
The old alignment across the north side, ridden for its own sake as much as for getting anywhere.
Shorter evening loops through open, breezy country on the metro’s edge.
The corridor between the two cities, ridden constantly and congested at both ends.
Where the bike spends most of its life, and where every hail claim in this city begins.
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Also in Oklahoma City: Oklahoma City homeowners insurance, Oklahoma City auto insurance, Oklahoma City landlord insurance and Oklahoma City renters insurance.
Part of our Oklahoma motorcycle insurance coverage.
Also in Oklahoma City: Oklahoma City classic car insurance.