Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Whether you are in a Midtown apartment, a Plaza District duplex, or a rent house on the south side, your landlord’s policy covers the building and nothing you own. In a city where tornado season is a fact of life, that gap matters. Harvey Insurance closes it cheaply.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Here is the part Oklahoma City renters most need to understand: when a storm damages the building you live in, the owner’s policy repairs the building. It does nothing for your furniture, your electronics, or your clothes, and it does not pay for the hotel you will need while the repairs happen. A renters policy covers both — your belongings and additional living expenses when the unit becomes unlivable, which in this metro is coverage that actually gets used. It also handles the everyday claims that have nothing to do with weather: theft from a parking lot or a shared entry, a water heater upstairs that ruins everything below it, and your liability if a guest is hurt in your unit or you cause damage the landlord bills you for. Most OKC policies land under $20 a month.
Get a Free Renters QuoteRenters insurance is one of the most affordable and underutilized forms of coverage. For just a few dollars a month, Harvey Insurance protects everything you own inside your rental — plus gives you liability coverage if someone gets hurt.
Oklahoma City renters claims come from storms, water, and theft.
When a storm makes a unit unlivable, additional living expenses coverage pays for somewhere to stay. The building owner’s policy will not.
In multi-story buildings the damage usually starts overhead. Your policy replaces your belongings and covers you if the leak started with you.
Personal property coverage replaces stolen electronics and gear, and it follows your belongings away from the unit.
We write renters coverage across Oklahoma City’s apartments, lofts, and rental homes.
Converted lofts and newer apartment buildings where upstairs water losses lead the claim count.
Downtown units close to the entertainment district, with more foot traffic past the door.
Older duplexes and converted homes with shared walls and shared plumbing.
Affordable rental houses and apartments across the south side, with larger household inventories.
Apartment corridors serving commuters, where parking-lot theft is the routine property claim.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted carriers in the country — so our Oklahoma City renters have somewhere to stay and something to replace their things after a storm.
We understand the specific risks Oklahoma City residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Belongings, liability, and a place to stay after a tornado. Usually under $20 a month.
Get a Free Renters QuoteEdmond renters insurance Norman renters insurance Stillwater renters insurance Tulsa renters insurance
Harvey Insurance also proudly serves the smaller communities around Oklahoma City, including Bethany, Warr Acres, and Del City.
Also in Oklahoma City: Oklahoma City homeowners insurance and Oklahoma City auto insurance.
Own rental property in Oklahoma City? See our Oklahoma City landlord insurance.
See every city on our Oklahoma renters insurance hub.
Also in Oklahoma City: Oklahoma City motorcycle insurance and Oklahoma City classic car insurance.