Texas riders get a nearly year-round season and some of the best pavement in the country — but also hail, summer heat, deer, and a lot of drivers who never see two wheels. Harvey Insurance writes motorcycle coverage that protects the rider, not just the bike.

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
A weekend cruiser in the Hill Country, a daily commuter on the tollways, a touring rig loaded for a Big Bend run, a track-day sport bike — each carries a different risk, and a good motorcycle policy is written to match. Texas requires liability to ride legally, but the coverage that actually saves riders tends to be the parts drivers never think about: uninsured-motorist protection and coverage for the custom work and gear that make the bike yours. We walk through your riding, not a checklist.
Get a Free Motorcycle QuoteWe place riders with carriers that specialize in motorcycles, so the policy reflects how the bike is really ridden — not a car policy with two wheels bolted on.
From first bikes to garage full of them — the machines we insure across Texas:
Cruisers and dressers built for miles get coverage that follows the accessories, the passenger, and the gear you pack for a multi-day trip.
Sport bikes carry higher theft and repair exposure, so the policy leans on comprehensive, agreed handling of high-value parts, and strong medical protection.
Scooters, mopeds, and dual-sport bikes that split time between street and dirt each get written to the way you actually use them.
A motorcycle claim is not a fender-bender. You want an agent who understands that before you ever file one.
We place your policy with insurers who build motorcycle products on purpose — so agreed values, accessory limits, and lay-up options are already there, not bolted on as afterthoughts.
Hill Country deer, I-35 traffic, spring hail, and a riding calendar that barely pauses — we price and structure coverage around the conditions you actually ride in.
When you go down, you call the agency that wrote the policy and reach someone who knows your bike — not a queue that treats it like a four-door sedan.
FAQ
Ride more than one kind of machine? Harvey writes the rest of the recreational lineup too.
Rates depend on the bike, your riding history, and the coverage you want — same-day quotes from a local agent.
Get a Free Motorcycle QuoteCoverage Areas
We insure motorcycles for riders across the entire state of Texas — from Hill Country weekend routes and DFW commutes to the Gulf Coast and West Texas open road.