Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Riders come to Arkansas on purpose — the Pig Trail, Push Mountain, the Talimena, and a thousand miles of Ozark two-lane. Harvey Insurance writes coverage for the people who live here and ride it year-round.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Arkansas is a destination state for riders, which is a pleasure and a risk profile at the same time. The roads that make it worth riding — tight switchbacks on Highway 23, the elevation changes on Push Mountain Road, the ridgeline miles of the Talimena — are also roads with limited sight distance, gravel washed onto pavement, deer at dawn and dusk, and unfamiliar visiting traffic in the summer months. A properly written Arkansas motorcycle policy addresses that with liability limits that hold up in a serious injury claim, uninsured motorist coverage for the collision caused by someone with nothing, comprehensive for the deer strike that is a genuine hazard on these roads, coverage for the accessories and luggage a touring bike carries, and layup provisions for the winter. We also make a point of covering safety apparel, because a full set of gear is an expensive thing to replace out of pocket after a laydown.
Get a Free Motorcycle QuoteBuilt around how and where people actually ride here.
Three characteristics of riding here that shape claims.
Tight, elevation-heavy two-lane roads reward skill and punish surprises. Gravel, wet leaves, and blind curves account for a real share of single-bike claims.
Deer strikes are a leading cause of motorcycle loss in Arkansas, and they fall under comprehensive coverage rather than collision.
Scenic byways draw out-of-state riders and cars unfamiliar with the roads, raising the odds of a collision with a driver who is not expecting a bike.
Three things we insist on discussing before binding.
A rider hit by an uninsured driver has nowhere else to turn. We treat UM/UIM as core coverage rather than an optional add-on.
Skipping comprehensive on an Arkansas bike means paying for a deer strike yourself. We spell out that trade before you decide.
Touring luggage, custom parts, and a full set of riding gear add up. We schedule them so the claim reflects reality.
FAQ
Motorcycle Insurance is not the only thing we write in Arkansas. Most households end up combining a few of these, which is usually where the savings turn up.
Tell us what you ride, what you have added, and where you take it. We will quote it honestly.
Get a Free Motorcycle QuoteCoverage Areas
We write motorcycle coverage across Arkansas — the Pig Trail and Highway 23 through the Ozarks, Push Mountain Road and the north-central hills, the Talimena Scenic Byway on the Ouachita ridge, the Buffalo River country, Hot Springs and the central lakes, and the metro riding around Little Rock and Northwest Arkansas.