Big Spring, TX · Howard County

Big Spring
Auto Insurance

Big Spring sits right where I-20 crosses US 87, so local driving means merging with cross-country freight one minute and running errands across town the next. Harvey Insurance writes auto coverage that fits how people actually drive here — not a one-size quote from out of state.

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~26K
Big Spring Population
Howard
County Served
Hail
Top Claim Driver

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.

Big Spring Roads, Properly Covered

Out on the Llano Estacado, spring and early-summer storms are the biggest threat to a parked car — supercells rolling off the Caprock regularly drop hail that dents hoods and shatters windshields across town. The I-20 corridor adds its own risk, mixing 75-mph through traffic and tired long-haul drivers with locals getting on and off at the FM 700 interchange. Add in oilfield trucks rolling up US 87 from the Permian and the chance of a serious collision climbs fast. Harvey Insurance helps Big Spring drivers carry the comprehensive and collision limits that actually cover what happens here.

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What’s Covered

Auto Insurance Coverage Details

Whether you drive a new vehicle or an older model, Harvey Insurance finds you the right auto coverage at a competitive rate — from the same local team that picks up the phone when you need them.

Liability Coverage
Covers damage you cause to others' vehicles or property, and their medical expenses, if you're at fault.
Collision Coverage
Pays to repair or replace your vehicle after an accident, regardless of who's at fault.
Comprehensive Coverage
Covers non-collision damage — hail, theft, fire, flooding, and animal strikes.
Uninsured Motorist
Protects you when the at-fault driver has no insurance or not enough to cover your damages.
Medical Payments (MedPay)
Covers medical expenses for you and your passengers after an accident.
Roadside Assistance
Adds towing, battery jump-starts, flat tire service, and lockout help to your policy.
Risk Profile

What actually happens to cars here

Big Spring’s auto claims lean heavily on weather — hail above all — with interstate collisions and after-dark animal strikes filling out the rest.

Spring

Hail Damage

Caprock supercells bring damaging hail to Howard County most springs, and a single storm can dent dozens of vehicles parked in driveways and lots across Big Spring. Comprehensive coverage is the only thing that pays for that bodywork and glass.

Daily

Interstate Collisions

The I-20 interchanges through Big Spring pull fast freight traffic alongside local drivers merging on and off. Speed differences and heavy trucking make rear-end and merge crashes a steady source of claims.

After Dark

Animal Strikes

Deer and loose livestock cross the dark stretches of US 87 and SH 350 outside town, and a strike at speed can wreck a front end in seconds. Comprehensive coverage covers the repair without an at-fault hit.

Major Corridors

Big Spring driving, corridor by corridor

Big Spring’s traffic funnels through a handful of major routes, and each carries a different kind of risk for local drivers.

I-20

The east-west interstate skirts the south side of Big Spring and links it to Midland and Abilene. Through freight at interstate speeds plus local on-and-off traffic at FM 700 make this the city’s highest-stakes collision corridor.

US 87

US 87 runs north-south through Big Spring, carrying oilfield trucks up from the Permian and traffic toward Lamesa and San Angelo. The mix of heavy commercial vehicles and open highway raises the odds of a serious crash.

SH 350

SH 350 heads northeast out of Big Spring toward the oil patch around Snyder. It’s a dark, lightly traveled route where animal strikes and high-speed single-vehicle crashes are the main concern after sundown.

Why Harvey Insurance

Built on trust. Driven by service.

We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted and recognized carriers in the country — giving our Big Spring clients access to strong coverage and reliable claims support.

02

True Local Expertise

We understand the specific risks Big Spring residents face and write every policy with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.

Client Reviews

Real people. Real results.

Ready to insure your Big Spring drive?

Reach a local agent who knows Howard County roads and weather, get honest guidance, and count on a same-day callback.

Location
Addison, TX — Serving TX, OK & AR
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Own a home in Big Spring too? See our Big Spring homeowners insurance.