A Permian Basin crossroads on I-20 with a refinery, a VA medical center, and a boom-and-bust energy economy, Big Spring runs a rental market that rises and falls with the oil patch. Harvey Insurance builds landlord coverage for a market that swings, where an occupied year and an empty one look nothing alike.

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Big Spring’s rental demand swings with the Permian energy cycle, filling and emptying single-family homes and apartments as the rigs run. A homeowners policy stops working the day a tenant signs. A Big Spring rental needs dwelling coverage rated for West Texas hail and wind, landlord liability, and loss of rents for the oilfield-driven turnover — the boom-and-bust cycle makes vacancy coverage matter more here than almost anywhere. We compare carriers side by side and can usually quote a Big Spring rental the same day.
Get a Free Landlord QuoteA homeowners policy assumes you live in the home — the moment a tenant moves in, it’s the wrong contract. Landlord coverage is built for rental property: the structure, your liability as an owner, and the rent checks a covered loss would interrupt.
Big Spring rental claims track the West Texas storms and the oilfield boom-and-bust turnover.
Permian energy swings fill and empty Big Spring rentals fast, and the vacancy risk is real. Vacancy endorsements and loss-of-rents coverage are essential in an oil-patch market.
The spring storms that cross Howard County drop hail on Big Spring rental roofs. Dwelling coverage with a realistic roof valuation protects against a costly surprise.
West Texas wind and blowing dust drive grit against rental roofs and windows. Dwelling and other-structures coverage answer for it.
From refinery-area rentals to established single-family, Big Spring’s submarkets each carry their own risk.
Rentals serving the energy-and-logistics workforce, with boom-and-bust turnover.
Houses near the old business district, where boom-era plumbing has been patched far more often than replaced.
Rentals near the VA campus, leased by staff whose employment does not track the rig count.
A settled Big Spring neighborhood that holds its tenants through the downturns the rest of the market feels.
Higher-value single-family rentals where dwelling valuation leads.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Big Spring clients access to strong coverage and reliable claims support.
We understand the specific risks Big Spring property owners face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
One call gets your Big Spring rental — or your whole portfolio — quoted by an agent who knows the market.
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Harvey Insurance also proudly serves the smaller communities around Big Spring, including Coahoma, Forsan, Knott, and Ackerly.
Require renters coverage from your tenants: Big Spring renters insurance.
Own the home you live in too? See our Big Spring homeowners insurance.
Also in Big Spring: Big Spring auto insurance.
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