Heber Springs
Boat & Watercraft Insurance

The Narrows, the Clear Water, and the River Below

Greers Ferry is really two bodies of water connected by the Narrows, a bottleneck that funnels every boat moving between the upper and lower lakes into the same channel. On a holiday weekend it is the single most congested piece of water in central Arkansas, and congestion is where collision and wake-injury claims come from. Away from it the lake is clear, deep and rocky in the way Ozark impoundments are, with structure that clarity makes easy to misjudge. Below the dam the character changes completely: the Little Red is a coldwater trout tailwater that once produced the world-record brown trout, and its level depends entirely on generation. When the units come on, the river rises fast and hard, and boats and wading anglers who misread the schedule get caught. Coverage for a Heber Springs boat should account for both the crowded channel and the river that changes underneath you.