Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Most Andrews driving means the daily run down US 385 to Odessa for work, errands on SH 176, and long stretches of oilfield road where heavy truck traffic never lets up. Harvey Insurance writes auto coverage built for those miles, not a generic city quote.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Andrews sits in the heart of the Permian Basin, and that shows up on the road every day — tankers, water trucks, and crew vehicles share US 385 and SH 176 with families heading to school and the grocery store. That mix of heavy commercial traffic and high speeds on two-lane oilfield roads pushes collision and animal-strike claims well above what city drivers see. West Texas hail seasons can add a comprehensive claim or two on top. Harvey Insurance knows these routes and builds coverage that holds up when something happens out here.
Get a Free Auto QuoteWhether you drive a new vehicle or an older model, Harvey Insurance finds you the right auto coverage at a competitive rate — from the same local team that picks up the phone when you need them.
In Andrews, the claims that come in are shaped by oilfield traffic and open country — collisions on busy commercial corridors, animal strikes after dark, and the occasional hailstorm rolling across the Plains.
Loaded tankers and crew trucks crowd US 385 and SH 176 at all hours, and rear-end and merge crashes are common where commercial traffic meets local drivers. Solid collision and liability limits matter more here than in a quiet town.
Deer and stray livestock wander onto the unlit ranch roads around Andrews, and a nighttime strike at highway speed can total a vehicle. Comprehensive coverage is what pays for that kind of damage.
Spring storms sweeping across the South Plains can drop hail large enough to dent panels and crack windshields on cars parked out in the open. Comprehensive coverage handles the repair without draining your savings.
Three highways carry most of Andrews’ traffic, and each one shapes the kind of risk local drivers face every day.
The main artery south to Odessa, 34 miles down the road, and the route most Andrews commuters and oilfield workers run daily. Heavy truck volume and high speeds make it the city’s busiest crash corridor.
Running east-west through town toward Seminole and the gas plants, SH 176 sees constant oilfield service traffic. Turning movements and trucks pulling in and out of lease roads make it a frequent spot for side-impact and merge collisions.
SH 115 bisects the other highways at Andrews and links the city out toward Kermit and the western county line. Long open stretches invite higher speeds and after-dark animal strikes far from help.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Andrews clients access to strong coverage and reliable claims support.
We understand the specific risks Andrews residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Talk to a local agent who knows Andrews roads, get a straight answer, and expect a same-day callback when you reach out.
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Own a home in Andrews too? See our Andrews homeowners insurance.