Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Monahans sits where SH 18 crosses I-20, deep in the Permian Basin, so local driving means sharing the road with constant oilfield truck traffic between Odessa and Pecos. Harvey Insurance writes auto coverage built for those miles, not a one-size quote from out of state.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Monahans lives and works by the oil patch, and it shows on every highway around town. I-20 carries cross-country freight straight through, while SH 18 and Spur 57 move a steady flow of tankers, sand haulers, and crew trucks between Monahans and the rigs to the south. That mix of heavy commercial vehicles, long shifts, and high speeds makes collisions the top auto claim by a wide margin, and the dark roads out of town add animal strikes on top. Harvey Insurance helps Monahans drivers carry the collision, liability, and uninsured-motorist limits that hold up out here.
Get a Free Auto QuoteWhether you drive a new vehicle or an older model, Harvey Insurance finds you the right auto coverage at a competitive rate — from the same local team that picks up the phone when you need them.
In Monahans, oilfield traffic sets the tone — collisions on the truck-heavy highways lead the claims, with animal strikes and uninsured drivers close behind.
Loaded tankers and sand haulers crowd SH 18 and I-20 around the clock, and their speed and weight make crashes here far more severe than a typical city fender-bender. Strong collision and liability limits matter most in a town built on the patch.
The transient oilfield workforce moving through Ward County means a real share of drivers carry little or no coverage. Uninsured-motorist protection keeps you covered when the other driver can’t pay.
Deer cross the dark county roads at night, and the dunes near Monahans Sandhills can push blowing sand across the highway and cut visibility fast. Comprehensive coverage handles the windshield and body damage that follows.
Monahans’ traffic centers on a handful of highways, and each one carries its own brand of oilfield-country driving risk.
The interstate runs along the north edge of Monahans, linking it to Odessa and Pecos and carrying heavy through-freight. Interstate speeds plus local on-and-off traffic make it the area’s highest-stakes crash corridor.
SH 18 runs north-south through the heart of Monahans toward Kermit and the rigs to the south. It carries the bulk of the oilfield truck traffic, and its in-town intersections see frequent turning and rear-end collisions.
The former US 80 route, Spur 57 connects Monahans toward Pyote and parallels the interstate as a local business and truck route. Slower commercial turns and cross traffic keep low-speed collision claims steady.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Monahans clients access to strong coverage and reliable claims support.
We understand the specific risks Monahans residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Reach a local agent who knows Monahans and the Permian oilfield roads, get honest guidance, and count on a same-day callback.
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Own a home in Monahans too? See our Monahans homeowners insurance.