Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Austin is one of Texas’s most renter-heavy cities, where UT students, tech workers, and downtown professionals fill everything from Rainey Street towers to East Side duplexes. Harvey Insurance writes affordable renters policies that guard your belongings and liability no matter which Austin building you call home.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
With roughly 57% of Austin households renting, most residents live in large apartment communities, converted East Side homes, or shared houses near campus — and the building owner’s insurance never covers a tenant’s laptop, bike, or furniture. In a market this dense, a kitchen fire two floors up or a burst pipe overhead can ruin your belongings through no fault of your own. A renters policy replaces what you own and shields you from liability if a guest is hurt or you accidentally cause damage. Harvey Insurance makes it simple and affordable to get covered anywhere in the Austin area.
Get a Free Renters QuoteRenters insurance is one of the most affordable and underutilized forms of coverage. For just a few dollars a month, Harvey Insurance protects everything you own inside your rental — plus gives you liability coverage if someone gets hurt.
In a fast-growing rental city like Austin, the biggest threats to your belongings come from break-ins, water escaping from neighboring units, and fire spreading through multi-family buildings.
Dense apartment districts along East Riverside, North Lamar, and the campus area see steady rates of burglary, car break-ins, and porch-pirate package theft. Renters insurance replaces stolen electronics, bikes, and valuables — even items taken from your car or while you’re traveling.
In Austin’s stacked apartments and high-rises, an overflowing tub or burst supply line one floor up can soak everything you own. Personal property coverage pays to replace furniture and electronics ruined by water that originates in a neighbor’s unit.
A fire that starts in another apartment can fill your unit with smoke and leave your belongings unlivable even if the flames never reach you. Your policy covers smoke and fire loss plus additional living expenses for a hotel while your rental is repaired.
Renters are spread across nearly every corner of Austin — from downtown towers and student housing to the big apartment corridors of the north and east. Here’s where they cluster.
High-rise towers around Rainey Street, the Warehouse District, and Congress Avenue house thousands of professionals in pricey units packed with electronics and furniture — exactly the kind of belongings a renters policy is built to replace.
One of Austin’s largest apartment corridors, East Riverside is a dense mix of student and young-professional complexes near the lake and downtown. Break-ins and unit-to-unit water damage make coverage a must here.
North Austin’s live-work-play hub packs luxury mid-rise apartments among the shops and tech offices. Renters here carry high-value electronics and furnishings that a personal property policy protects from theft, fire, and water.
The Rundberg and North Lamar area offers some of Austin’s most affordable garden-style apartments and duplexes. Coverage here is inexpensive and shields tenants from theft and fire losses that can be hard to absorb on a tight budget.
From creative converted homes and duplexes on the East Side to the modern apartments of Mueller, this fast-changing area draws renters of every kind. A tenant policy covers belongings and liability across older and new construction alike.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Austin clients access to strong coverage and reliable claims support.
We understand the specific risks Austin residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Talk to a local agent who knows the Austin rental market, get a straight answer, and expect a same-day callback. We make covering your Austin rental quick and affordable.
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Harvey Insurance also proudly serves the smaller communities around Austin, including West Lake Hills, Rollingwood, Sunset Valley, Jonestown, and Volente.
Need car coverage in Austin too? See our Austin auto insurance.
Also in Austin: Austin homeowners insurance, Austin life insurance, Austin umbrella insurance, and Austin landlord insurance.