Schertz is one of the fastest-growing suburbs northeast of San Antonio, straddling three counties with I-35 and FM 3009 carrying its commuters. Harvey Insurance writes auto policies for Schertz drivers and knows the routes they use every day.

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Schertz straddles Guadalupe, Comal, and Bexar counties along the I-35 corridor northeast of San Antonio, one of the metro’s fastest-growing suburbs. FM 3009 and FM 78 carry heavy local and commuter traffic, so collision and property-damage claims follow the volume. Like the rest of central Texas, Schertz sits in hail country, and spring storms put a real dent in cars left in the open. We’ve written for Schertz drivers as the city has grown, and we’ll walk through what fits your commute and where you park.
Get a Free Auto QuoteWhether you drive a new vehicle or an older model, we find you the right auto coverage at a competitive rate — from the same local team that picks up the phone.
Driving in a fast-growing I-35 suburb has its own pattern, and certain claims show up again and again. Worth understanding before you renew.
Schertz sits in central Texas hail country, and spring storms can dent cars and crack windshields across the area. Comprehensive coverage with hail in mind matters here, and we help you think it through realistically.
I-35, FM 3009, and FM 78 carry heavy daily volume through a rapidly growing city. Collision and property-damage claims track that traffic, and that shapes how we approach coverage.
Constant building and new subdivisions mean more vehicles, more lane closures, and more fender-benders on Schertz roads. We factor that growth into the coverage we recommend.
Schertz driving runs on a few busy northeast-side routes. The ones that matter most:
The San Antonio–Austin corridor along Schertz’s northern edge. High-speed, high-volume, and a regular source of claims.
Schertz’s main north-south artery, linking neighborhoods to I-35. Steady commute and shopping traffic.
The older route through Schertz toward Cibolo and Seguin. Heavy local traffic and frequent signals.
A growing connector on the south side, carrying more traffic as new development spreads. A rising claims corridor.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted carriers in the country — giving our Schertz drivers access to strong coverage and reliable claims support.
We understand how Schertz residents use the roads and write policies that reflect real driving conditions in your area.
When you have a question or a claim, you reach us — not a call center. We know your name and advocate for you, every time.
Quotes for Schertz commuters along I-35 and FM 3009 — same-day callbacks from a local agent.
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Harvey Insurance also proudly serves the smaller communities around Schertz, including Marion and Santa Clara.
Own a home in Schertz too? See our Schertz homeowners insurance.
Also in Schertz: Schertz renters insurance, Schertz life insurance, and Schertz umbrella insurance.