The Colony, TX · Denton County

The Colony
Umbrella Insurance

Between Lewisville Lake and the tollway boom, The Colony’s households carry lake toys, corridor commutes, and equity that doubled in a decade. Harvey Insurance layers umbrella protection over all three.

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~45K
The Colony Population
~$420K
Median Home Value
Denton
County Served
~$105K
Median Household Income

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.

Lakeside Liability, Handled

The Colony’s nickname — City by the Lake — describes its liability profile as well as its lifestyle: boats and dock guests on Lewisville Lake, Sam Rayburn Tollway commutes at Sam Rayburn speeds, and backyard pools serving half the block. Home values that doubled through the Grandscape era mean household balance sheets worth suing. An umbrella policy stacks a million or more above home, auto, and watercraft limits for a few hundred a year. Same-day quotes for The Colony.

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What’s Covered

Umbrella Insurance Coverage Details

When a claim exceeds your auto or homeowners policy limits, umbrella insurance picks up where they leave off. It's one of the most cost-effective ways to protect your assets and future income from large liability claims.

Excess Liability
Kicks in when your home or auto liability is exhausted — often providing $1M–$5M in additional protection.
Bodily Injury Liability
Covers medical costs and pain-and-suffering claims from third parties you're held liable for.
Property Damage
Covers damage you cause to others' property beyond your underlying policy limits.
Personal Injury
Covers libel, slander, wrongful eviction, and invasion of privacy claims.
Legal Defense Costs
Pays for attorney fees and legal costs even if a lawsuit against you is groundless.
Worldwide Coverage
In many cases, umbrella policies extend your protection globally, not just in the U.S.
Liability Exposure

What you’re liable for in The Colony

Lake, tollway, backyard — The Colony’s three liability fronts.

Water

Lewisville Lake Liability

Guest-filled boats and busy ramps generate the injuries that exceed watercraft limits. The umbrella answers above them.

Auto

Tollway-Speed Accidents

The 121 corridor moves fast; its accidents plead accordingly. Umbrella limits protect the equity behind your auto policy.

Home

Pools & Premises

Backyard hosting carries exposure every weekend. Above-home-limits protection is exactly the umbrella’s job.

Communities We Serve

The Colony coverage, neighborhood by neighborhood

From peninsula golf streets to tollway-corridor customs, five equity zones.

The Tribute

The peninsula’s golf-and-lake master-plan with executive values. Full amenity-liability profile.

Stewart Peninsula

Lakeside streets with docks and sunset guests. Watercraft umbrella conversations start here.

Grandscape Corridor

Newer homes near the entertainment engine. Rising values, rising exposure.

Legend Crest / Original City

The Colony’s established core, where long tenure built serious equity. Protect what the years accumulated.

Austin Ranch Edge

Townhome and custom sections on the Plano line. Corridor professionals with growing balance sheets.

Why Harvey Insurance

Built on trust. Driven by service.

We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted and recognized carriers in the country — giving our The Colony clients access to strong coverage and reliable claims support.

02

True Local Expertise

We understand the specific risks The Colony residents face and write every policy with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.

Client Reviews

Real people. Real results.

Ready to protect your The Colony assets?

City by the Lake, liability by the lake — one call puts the umbrella over your Colony household.

Location
Addison, TX — Serving TX, OK & AR
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Nearby Cities

Umbrella insurance across the DFW Metroplex

Waxahachie umbrella insurance Weatherford umbrella insurance Wylie umbrella insurance Burleson umbrella insurance Euless umbrella insurance Grapevine umbrella insurance

Driving in The Colony too? See our The Colony auto insurance.

Also in The Colony: The Colony homeowners insurance and The Colony renters insurance.