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Texas

The Colony
Boat Insurance

The Colony fronts Lake Lewisville along the Stewart Creek arm, a quieter creek reach off the busy main body. Calmer water still carries real exposure, from tight coves to winter storage. Harvey Insurance writes watercraft coverage matched to this corner of the lake.

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The Stewart Creek Arm

The Colony’s shoreline follows the Stewart Creek arm of Lake Lewisville, a more sheltered reach than the wide-open water near the dam. Boaters keep craft near the coves and public access around Stewart Creek and Hidden Cove, where the creek channel narrows and traffic funnels through tight quarters. The arm’s shallower fringes hide stumps and shift with the lake level, and many owners lay boats up here through the cool months. A policy for The Colony blends liability for the pinched coves, hull coverage for the hidden hazards, and a lay-up option for the off-season.

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On the Water

Life on the Creek Arm

A narrower reach of the lake concentrates its own risks.

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Narrow-Cove Wakes
The creek channel pinches traffic into close coves where wakes carry. Watercraft liability protects you when tight quarters produce a claim.
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Stumps & Shallows
The arm’s shallow edges hide stumps that surface as the lake drops. Hull and physical-damage coverage handles a strike in the skinny water.
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Winter Lay-Up
Many Colony owners pull and store boats through the cool months. A lay-up endorsement trims cost while theft and storage coverage stay in place.
Local Waters

The Stewart Creek Reach

These are the spots that shape boating on The Colony’s shoreline.

The Stewart Creek Arm

The sheltered creek reach along The Colony, calmer than the main lake but narrow enough that cove traffic stacks up quickly on weekends.

Hidden Cove Park

A public access point near the arm, a common launch and gathering spot where ramp and cove congestion peak in the summer.

Stewart Creek Park

The town’s shoreline park, a familiar put-in for boaters working the coves and the creek channel out toward the open lake.

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FAQ

The Colony Boat Insurance Answers

Is a quieter creek arm cheaper to insure?
Where and how you use the boat factors into the rate, and a sheltered arm can help. But tight coves and stumps still drive risk, so coverage stays built around real hazards.
How does a winter lay-up work?
A lay-up endorsement lowers coverage during the months your boat is stored out of use, while keeping theft and storage protection active, then restores full coverage for the season.
Is my boat covered against theft in off-season storage?
Yes. Theft coverage applies whether the boat is in the water, at a ramp, or stored on its trailer for the winter, protecting the hull, motor, and covered gear.

Protect Your Boat on Stewart Creek?

Get a Lake Lewisville quote built for The Colony’s creek arm. Harvey Insurance makes it simple.

Sales
(469) 513-3379
Email
sales@harveyinsurance.co
Location
Addison, TX — Serving TX, OK & AR
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Also covering The Colony? See The Colony homeowners insurance and The Colony auto insurance, plus The Colony renters insurance and The Colony umbrella insurance.

Part of our statewide Texas boat & watercraft insurance coverage.