The Colony, TX · Denton County

The Colony
Landlord Insurance

A lakeside city on the east shore of Lake Lewisville anchored by the Grandscape entertainment district, The Colony runs a rental market of single-family homes and newer apartments. Harvey Insurance covers the structure, the owner’s liability and the rent across a stock spanning decades of construction.

Get a Free Landlord Quote Explore All Coverage
~45K
The Colony Population
~$1,600
Median Rent
Denton
County Served
~35%
Renter-Occupied

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.

The Colony Landlords, Properly Covered

The Colony’s rental market runs from lakefront homes on Lake Lewisville to the newer apartments rising around Grandscape. Whichever it is, once it is leased it belongs on a dwelling policy rather than a homeowners one. A The Colony rental needs dwelling coverage rated for North Texas hail, landlord liability, and loss of rents — plus dock and flood coverage on the lakefront. We compare carriers side by side and can usually quote a The Colony rental the same day.

Get a Free Landlord Quote
What’s Covered

Landlord Insurance Coverage Details

A homeowners policy assumes you live in the home — the moment a tenant moves in, it’s the wrong contract. Landlord coverage is built for rental property: the structure, your liability as an owner, and the rent checks a covered loss would interrupt.

Dwelling Coverage
Protects the structure of your rental — roof, walls, systems — against fire, storms, hail, and other covered perils.
Other Structures
Covers detached garages, fences, sheds, and carports on the rental property.
Landlord Liability
Protects you if a tenant or guest is injured on the property and you're held responsible — often the most important line on the policy.
Loss of Rents
Replaces rental income while a covered loss keeps the property unlivable — so the mortgage gets paid without a tenant in place.
Landlord’s Property
Covers appliances and equipment you provide with the rental — refrigerators, washers, lawn equipment stored on site.
Optional Endorsements
Vacancy coverage between tenants, water backup, burglary, and short-term-rental options — matched to how the property is actually used.
Landlord Risk Profile

What actually hits rental property here

The Colony rental claims track the North Texas hail, the lake exposure, and tenant turnover.

Hail

North Texas Roof Damage

The spring supercells that cross Denton County batter The Colony’s rental roofs. Dwelling coverage with a realistic roof valuation protects against a costly surprise.

Lake

Dock and Shoreline Cover

Structures at the water are easy to omit from a policy and costly to rebuild after a storm.

Freeze

Empty-Unit Freezes

Between tenants nobody is watching the thermostat, and one hard freeze can take a unit off the market for months.

The Rental Market

The Colony rentals, market by market

From lakefront rentals to Grandscape-area apartments, The Colony’s submarkets each carry their own risk.

Lakefront The Colony

Houses on the east shore, where the shoreline structures are the part of the property most often left off a policy.

Near Grandscape

Newer apartment communities near the entertainment district, with standard multi-unit exposure.

Stewart Peninsula

Larger houses on the peninsula’s golf frontage, where the dwelling limit and the shoreline structures each need their own number.

Established The Colony

The original subdivisions inland of the shoreline, where the roofs all went on within a few years of each other and hail finds them together.

Along FM 423

Rentals on the Frisco road, where the traffic that makes the location valuable also makes it loud.

Why Harvey Insurance

Built on trust. Driven by service.

We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted and recognized carriers in the country — giving our The Colony clients access to strong coverage and reliable claims support.

02

True Local Expertise

We understand the specific risks The Colony property owners face and write every policy with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.

Client Reviews

Real people. Real results.

Ready to protect your The Colony rental?

One call gets your The Colony rental — or your whole portfolio — quoted by an agent who knows the market.

Location
Addison, TX — Serving TX, OK & AR
Get a Free Landlord Quote
Nearby Cities

Landlord insurance across the Lake Lewisville area

Frisco landlord insurance Little Elm landlord insurance Lewisville landlord insurance

Require renters coverage from your tenants: The Colony renters insurance.

Own the home you live in too? See our The Colony homeowners insurance.

Also in The Colony: The Colony auto insurance and The Colony umbrella insurance.

See every city on our Texas landlord insurance hub.

Specialty coverage in The Colony: The Colony boat insurance.