Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Frisco is one of the fastest-growing affluent cities in America, where a median home near $595K and household incomes around $146K mean most families have serious assets on the line. Harvey Insurance adds excess liability coverage on top of your auto and home policies so a single lawsuit can’t reach the equity, savings, and income you’ve built.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Frisco pairs a median home value near $595K with household incomes above $145K, giving the typical family substantial equity, savings, and earning power. That’s exactly what a plaintiff’s attorney pursues once underlying insurance is exhausted. Standard auto and homeowners policies usually cap liability around $300K to $500K — a limit a serious injury claim can exceed in one incident. For a few hundred dollars a year, an umbrella policy adds $1M to $5M of excess liability, building a firewall between a lawsuit and everything a Frisco household has accumulated.
Get a Free Umbrella QuoteWhen a claim exceeds your auto or homeowners policy limits, umbrella insurance picks up where they leave off. It's one of the most cost-effective ways to protect your assets and future income from large liability claims.
Everyday life in Frisco — driving the Dallas North Tollway and Sam Rayburn, entertaining at home, keeping a pool or dog — creates liability exposure that can outstrip your underlying policy limits.
The Dallas North Tollway, Sam Rayburn Tollway, and Preston Road funnel heavy traffic through Frisco every day, and one at-fault wreck with serious injuries can blow past a typical $250K auto limit. Umbrella coverage absorbs the excess so a judgment doesn’t reach your personal assets.
With larger lots, pools, and frequent entertaining, a guest injury or dog bite in Frisco can produce a claim your homeowners liability won’t fully cover. An umbrella policy extends that protection so the difference doesn’t come out of your own pocket.
With a median home near $595K and incomes above $145K, a Frisco household holds significant equity and a high income stream a judgment can pursue once insurance runs out. Umbrella coverage is designed to protect exactly those assets and future earnings.
From gated luxury enclaves to large amenity-rich master plans, we help Frisco’s high-asset households match their coverage to what they have to protect.
A gated west Frisco community of custom homes on larger lots, often backing to greenbelts, with values commonly in seven figures. Estates here carry exactly the equity an umbrella policy is meant to defend.
A luxury gated neighborhood with European-inspired architecture and brick streets near the Tollway. High home values here make asset protection especially relevant.
An established upscale community near Stonebriar Centre known for top-rated schools and country-club living. Families here hold considerable equity worth an added layer of protection.
One of Frisco’s largest master-planned communities, with trails, pools, and green space drawing active families. Growing equity here is well worth an extra layer of coverage.
A popular family community known for its outdoor amenities and connected trail system. Households building equity here gain real value from added liability protection.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Frisco clients access to strong coverage and reliable claims support.
We understand the specific risks Frisco residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Talk to a local Harvey Insurance agent who knows Frisco’s high-value neighborhoods and get a same-day callback on umbrella coverage sized to your assets.
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Also drive in Frisco? See our Frisco auto insurance.
Also in Frisco: Frisco homeowners insurance, Frisco renters insurance, Frisco life insurance, and Frisco landlord insurance.