Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Irving is a major Dallas County city of roughly 256,000, where median homes sit near $325K but upscale enclaves like Las Colinas and Hackberry Creek push well past $500K. Harvey Insurance helps Irving households — from first-time owners to gated-community residents — extend an umbrella policy over their auto and home liability so a lawsuit can’t reach the equity they’ve built.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Irving spans a wide range of net worth — from a citywide median home near $325K to Las Colinas and Hackberry Creek estates well above $500K — but every homeowner has equity and a $82K-plus income a court can pursue. Standard auto and homeowners liability usually stops around $300K to $500K, which a serious injury claim can easily exceed. An umbrella policy adds $1M to $5M of protection on top of those limits, often for just a few hundred dollars a year. For Irving families, it’s an affordable way to keep one accident from reaching everything they own.
Get a Free Umbrella QuoteWhen a claim exceeds your auto or homeowners policy limits, umbrella insurance picks up where they leave off. It's one of the most cost-effective ways to protect your assets and future income from large liability claims.
Life in a dense, highway-laced city like Irving carries liability that can outrun standard policy limits — on the road, at home, and against the assets a household has built.
Irving sits at the crossroads of SH-114, I-635, and Highway 183 near DFW Airport — some of the busiest roads in the metroplex. A serious wreck here can generate injury claims well beyond typical auto limits, and an umbrella policy is what keeps the excess off your own assets.
Whether it’s a pool in a Las Colinas home or a dog in an established neighborhood, a guest injury can trigger a lawsuit that exceeds your homeowners liability. Umbrella coverage picks up the excess so an accident at home doesn’t reach your savings.
With homes ranging from a $325K median to well past $500K in upscale enclaves, Irving owners have real equity and future income a judgment can reach. An umbrella policy is designed to shield exactly those assets from a large claim.
From master-planned lakeside districts to gated country-club enclaves, we write umbrella coverage for households across Irving’s highest-asset neighborhoods.
One of the nation’s original master-planned developments, with upscale lakeside homes, corporate campuses, and high-value estates — residents here have exactly the assets umbrella coverage protects.
A gated country-club community backing the Hackberry Creek golf course, with upscale homes on spacious lots — a high-net-worth enclave where excess liability coverage is a natural fit.
A canal-lined master-planned community popular with families for its layout and Coppell ISD access — a settled neighborhood where homeowners have built meaningful equity.
An established neighborhood near Las Colinas with well-kept homes on large lots — longtime owners here often carry substantial paid-down equity worth protecting.
Established south-Irving neighborhoods of mid-century homes where families have owned for decades — owners here have real equity that excess liability coverage helps safeguard.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Irving clients access to strong coverage and reliable claims support.
We understand the specific risks Irving residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Talk to a local Harvey agent who knows Irving households — we offer same-day callbacks and can layer an umbrella policy over your existing coverage in minutes.
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Also drive in Irving? See our Irving auto insurance.
Also in Irving: Irving homeowners insurance, Irving renters insurance, Irving life insurance, and Irving landlord insurance.