Tulsa rents range from Art Deco downtown lofts to Brookside apartments to century-old houses off Cherry Street. What they share is a landlord policy that stops at the walls, and everything past that point is yours to insure. Harvey Insurance handles that part.

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Nearly half of Tulsa households rent, and a good share of that housing is old — converted homes, prewar apartment buildings, and downtown lofts carved out of commercial space. Age matters to a renter for one specific reason: plumbing. Original supply lines and aging water heaters fail, and when they fail in a multi-unit building the water travels down through every unit below. The building owner files a claim for the building; your soaked furniture and electronics are yours to replace. The same policy that covers that also covers theft, covers your liability if you are the one who caused the damage, and pays for somewhere to stay if the unit becomes unlivable after a storm. It is one of the least expensive policies anyone buys, and most Tulsa renters can be covered for under $20 a month.
Get a Free Renters QuoteRenters insurance is one of the most affordable and underutilized forms of coverage. For just a few dollars a month, Harvey Insurance protects everything you own inside your rental — plus gives you liability coverage if someone gets hurt.
Tulsa renters claims are led by water, then theft and storm damage.
A failed supply line two floors up ruins everything under it. Your belongings are your claim; the building is the owner’s.
Property crime in dense rental housing is the routine claim, and coverage follows your things off the premises too.
Oklahoma storms open roofs. When the unit becomes unlivable, additional living expenses pays for the stay.
We write renters coverage across Tulsa’s downtown, its midtown neighborhoods, and the apartment corridors.
Converted lofts in older commercial buildings, where plumbing age drives most of the water claims.
Apartments and duplexes along the popular midtown strip, close to restaurants and foot traffic.
Century-old houses divided into units, with shared walls and original systems.
Apartment communities along the river corridor, drawing young professional tenants.
Campus-adjacent rentals with higher turnover and the theft exposure that comes with it.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted carriers in the country — so our Tulsa renters are covered when the pipes upstairs let go or the roof opens in a storm.
We understand the specific risks Tulsa residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
A few minutes covers everything you own, plus your liability. Usually under $20 a month.
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Harvey Insurance also proudly serves the smaller communities around Tulsa, including Jenks, Sand Springs, and Owasso.
Also in Tulsa: Tulsa homeowners insurance and Tulsa auto insurance.
Own rental property in Tulsa? See our Tulsa landlord insurance.
See every city on our Oklahoma renters insurance hub.
Also in Tulsa: Tulsa motorcycle insurance and Tulsa classic car insurance.