Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Schertz is a solid Northeast San Antonio family suburb of about 44,000, where a median household income near $97,000 supports large homes and higher mortgages than most of the metro. Harvey Insurance helps Schertz families put life coverage in place that protects both that income and the house it pays for.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
At a median household income of roughly $97,000 — nearly 30% above the national figure — Schertz families have built a comfortable standard of living that hinges on those earnings continuing. That income covers larger-than-average mortgages in planned communities like The Crossvine and Rhine Valley, plus the cars, activities, and college savings that come with raising kids in a suburb with a median age near 38. If a breadwinner were gone, term life replaces those earnings for the years the family still needs them, and a mortgage-sized benefit keeps everyone in the home. Harvey Insurance builds coverage around your real Schertz numbers, not a one-size template.
Get a Free Life Insurance QuoteLife insurance is one of the most important financial decisions you'll make. Harvey Insurance helps you find the right type and amount of coverage so your family is taken care of — no matter what happens.
For a Schertz family, life insurance protects an above-average income, a larger mortgage, and the kids depending on both.
Schertz’s median household income of about $97,000 is well above the national norm, so the gap left behind is larger too. A term policy sized to 15–20 years of that income keeps your family’s standard of living intact.
Newer homes in The Crossvine and Rhine Valley often carry balances in the $300Ks and up. A death benefit matched to your loan lets a surviving spouse pay off the house rather than sell in a hurry.
With a median age around 38 and strong Schertz-Cibolo-Universal City schools, this is a suburb built for families. Life insurance keeps childcare, activities, and college funded even if a parent is gone.
From master-planned communities off FM 1518 to the older neighborhoods near I-35, we write life coverage for families across Schertz.
A large master-planned community on the city’s south side, full of young move-up families whose new mortgages make a matched term policy an easy decision.
A high-demand family neighborhood with newer homes and strong schools, where households often carry two incomes and two decades of earning still ahead of them.
One of Schertz’s newer developments drawing first-time and growing families, exactly the stage where locking in a 30-year term policy at a young age pays off most.
An established golf-course community with more mature homes, home to longtime residents who often review whether older policies still match today’s mortgage and family.
A sought-after subdivision near the FM 1518 corridor, popular with families and commuters who want coverage that protects both a strong income and a substantial home.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Schertz clients access to strong coverage and reliable claims support.
We understand the specific risks Schertz residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Work with a local agent who knows Schertz, get clear guidance on term and whole life, and count on a same-day callback for families here.
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Harvey Insurance also proudly serves the smaller communities around Schertz, including Marion and Santa Clara.
Own a home in Schertz too? See our Schertz homeowners insurance.
Also in Schertz: Schertz auto insurance, Schertz renters insurance, and Schertz umbrella insurance.