Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
A barrier-island beach town on Mustang Island — and ground zero for Hurricane Harvey’s 2017 landfall — Port Aransas runs on tourism, fishing, and a vacation-rental market as exposed as any in Texas. Harvey Insurance protects the owners behind those doors: the structure, your liability, and the rent, on the front line of the Gulf.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Port Aransas is about as exposed as a rental gets — a barrier-island town where Harvey made landfall, carrying TWIA windstorm, storm surge, and heavy short-term-rental use all at once. A homeowners policy stops the day the property is rented, vacation or long-term, and never covered surge anyway. A Port Aransas rental needs a TWIA windstorm structure, serious surge-aware flood coverage, short-term-rental-aware liability, other-structures coverage for decks and docks, and loss of rents. We compare carriers side by side and can usually quote a Port Aransas rental the same day.
Get a Free Landlord QuoteA homeowners policy assumes you live in the home — the moment a tenant moves in, it’s the wrong contract. Landlord coverage is built for rental property: the structure, your liability as an owner, and the rent checks a covered loss would interrupt.
Port Aransas rental claims track TWIA windstorm, Gulf storm surge, and short-term-rental exposure.
On a barrier island, windstorm runs through TWIA with its own deductible and terms — and Harvey proved how severe the exposure is. Getting the wind structure right is the whole game.
Port Aransas takes surge straight off the Gulf, and standard policies exclude rising water. Surge-aware flood coverage is the first line of a Port Aransas rental policy.
Most Port Aransas rentals are short-term vacation properties, which standard landlord policies may exclude. Coverage written for how they’re actually used is essential.
From beachfront vacation rentals to canal and townhome properties, Port Aransas’ submarkets each carry their own risk.
Vacation rentals where surge, TWIA windstorm, and STR liability all lead.
Rentals with docks and boat access where flood and other-structures exposure both matter.
Multi-unit vacation rentals where shared-structure and STR coverage lead.
Rentals serving tourism and fishing, with seasonal short-term demand.
Full-time single-family rentals where wind and flood still lead.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Port Aransas clients access to strong coverage and reliable claims support.
We understand the specific risks Port Aransas property owners face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
One call gets your Port Aransas rental — beachfront vacation home or canal property — quoted by an agent who knows the Mustang Island coast.
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