Aubrey, TX · Denton County

Aubrey
Landlord Insurance

Once a quiet Denton County ranch town, Aubrey now anchors the booming Providence and Paloma Creek master-planned communities, filling new subdivisions with commuting families. Harvey Insurance protects the owners behind those rentals: the structure, your liability, and the rent, in an exurb reinventing itself in real time.

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~7K
Aubrey Population
~$1,900
Median Rent
Denton
County Served
~28%
Renter-Occupied

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.

Aubrey Landlords, Properly Covered

Aubrey’s growth is almost entirely new construction, and new homes are where rebuild-cost coverage matters most — and where a homeowners policy stops working the day the house becomes a rental. An Aubrey rental needs dwelling coverage rated to true rebuild cost, hail-aware roof terms for the North Texas storms, landlord liability, and loss of rents. We compare carriers side by side and can usually quote an Aubrey rental the same day.

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What’s Covered

Landlord Insurance Coverage Details

A homeowners policy assumes you live in the home — the moment a tenant moves in, it’s the wrong contract. Landlord coverage is built for rental property: the structure, your liability as an owner, and the rent checks a covered loss would interrupt.

Dwelling Coverage
Protects the structure of your rental — roof, walls, systems — against fire, storms, hail, and other covered perils.
Other Structures
Covers detached garages, fences, sheds, and carports on the rental property.
Landlord Liability
Protects you if a tenant or guest is injured on the property and you're held responsible — often the most important line on the policy.
Loss of Rents
Replaces rental income while a covered loss keeps the property unlivable — so the mortgage gets paid without a tenant in place.
Landlord’s Property
Covers appliances and equipment you provide with the rental — refrigerators, washers, lawn equipment stored on site.
Optional Endorsements
Vacancy coverage between tenants, water backup, burglary, and short-term-rental options — matched to how the property is actually used.
Landlord Risk Profile

What actually hits rental property here

Aubrey rental claims track North Texas hail, the new-construction rebuild math, and growth-driven turnover.

Value

New-Construction Rebuild Cost

Aubrey’s master-planned homes cost more to rebuild than sale price suggests once code and materials are counted. Dwelling coverage set to true replacement cost is the whole game.

Hail

North Texas Hail

Denton County storms drop hail on Aubrey’s new roofs, and even fresh shingles take damage. Roof-settlement terms decide what a hail claim actually pays.

Turnover

Growth-Market Vacancy

A fast-leasing new market still sees turnover as families upgrade and relocate. Vacancy and loss-of-rents coverage keep a make-ready month from becoming a loss.

The Rental Market

Aubrey rentals, market by market

From Providence and Paloma Creek to the historic core, Aubrey’s submarkets each carry their own risk.

Providence

Master-planned family rentals where rebuild-cost valuation and liability both lead.

Paloma Creek

Newer subdivision rentals where dwelling valuation is the key conversation.

Historic Aubrey Core

Older homes near the original town, where roof age and valuation lead.

Along US-380

Rentals near the corridor serving Denton and Frisco commuters, with steady demand.

Toward Argyle & Denton

Edge rentals bridging the county’s growth areas, drawing steady tenants.

Why Harvey Insurance

Built on trust. Driven by service.

We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted and recognized carriers in the country — giving our Aubrey clients access to strong coverage and reliable claims support.

02

True Local Expertise

We understand the specific risks Aubrey property owners face and write every policy with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.

Client Reviews

Real people. Real results.

Ready to protect your Aubrey rental?

One call gets your Aubrey rental — Providence family home or new subdivision build — quoted by an agent who knows the Denton County growth corridor.

Location
Addison, TX — Serving TX, OK & AR
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Nearby Cities

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Own the home you live in too? See our Aubrey homeowners insurance.

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