Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Abilene runs a deep rental market on three universities, Dyess Air Force Base, and a steady West Texas workforce. Harvey Insurance writes the structure, the liability and the lost rent for owners serving students, airmen and a steady local workforce.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Nearly half of Abilene rents, driven by ACU, Hardin-Simmons, and McMurry students, Dyess military families, and a broad workforce. Three universities and an air base keep these houses tenanted, which puts every one of them on the landlord side of the line. An Abilene rental needs dwelling coverage rated for West Texas hail and wind, landlord liability sized for student and military tenants, and loss of rents for the turnover between them. We compare carriers side by side and can usually quote an Abilene rental — or a whole portfolio — the same day.
Get a Free Landlord QuoteA homeowners policy assumes you live in the home — the moment a tenant moves in, it’s the wrong contract. Landlord coverage is built for rental property: the structure, your liability as an owner, and the rent checks a covered loss would interrupt.
Abilene rental claims track the West Texas storms and the student-and-military turnover.
Spring storms drop hail across Taylor County, and rental roofs are the last ones inspected. Dwelling coverage with a realistic roof valuation keeps a storm from becoming a five-figure surprise.
Three universities and Dyess AFB empty rentals on overlapping schedules. Vacancy endorsements and loss-of-rents coverage keep the make-ready gaps from becoming a loss.
A West Texas hard freeze splits pipes in empty rentals fast. You need dwelling coverage for the water and loss of rents while a unit dries out.
From near-campus rentals to Dyess-area single-family, Abilene’s submarkets each carry their own risk.
Dense student rentals and converted houses on the universities’ edges, where turnover and party liability run highest.
Rentals serving military families with PCS-driven turnover and steady demand.
The original houses near the center, where a freeze does more damage in one night than a tenant does in a year.
A broad band of workforce single-family rentals carrying the oldest roofs in the city, which is exactly what Taylor County hail finds first.
Complexes along the expressways with standard multi-unit exposure and hail-target roofs.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Abilene clients access to strong coverage and reliable claims support.
We understand the specific risks Abilene property owners face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
One call gets your Abilene rental — or your whole portfolio — quoted by an agent who knows the market.
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Require renters coverage from your tenants: Abilene renters insurance.
Own the home you live in too? See our Abilene homeowners insurance.
Also in Abilene: Abilene auto insurance.
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