Marble Falls
ATV & Off-Road Insurance

What the Waiver at the Gate Actually Does

Marble Falls sits next to one of the largest off-road parks in the state, and every rider who goes through the gate signs something on the way in. It is worth understanding what that document is for, because most people assume it is broader than it is. A park waiver is written to protect the park from you. It says that you accept the risk of riding on their terrain and will not pursue them when the terrain does what terrain does. What it does not do is put a single dollar toward repairing your machine, cover an injury to the passenger you brought, or answer for damage you cause to somebody else’s vehicle in a staging area. Those three things are yours to arrange, and a homeowners policy will not do it once the machine is off your property. The riding around here compounds it: granite, ledge and steep pitch, the kind of terrain that breaks driveline and body work as a matter of routine rather than accident, plus a location close enough to Austin and San Antonio that the park fills with visitors who have not ridden it before. We write the machine so that the waiver and the policy cover two different things, which is what they were each designed to do.