Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
New Braunfels has boomed into one of Texas’s fastest-growing cities, with a median home near $340K and household income around $86K — meaningful equity for families to protect. Harvey Insurance adds affordable umbrella coverage above your auto and home limits so a lawsuit can’t reach everything you’ve built.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
With homes around $340K and incomes near $86K, New Braunfels families sit on real, growing equity that a large liability judgment can target. Standard auto and homeowners policies usually cap liability at $300K or $500K — a limit a serious injury or crash claim can exhaust fast. An umbrella policy adds $1M to $5M of protection on top for a few hundred dollars a year. In a high-growth market where home values keep climbing, that extra layer keeps a single claim from erasing years of appreciation and savings.
Get a Free Umbrella QuoteWhen a claim exceeds your auto or homeowners policy limits, umbrella insurance picks up where they leave off. It's one of the most cost-effective ways to protect your assets and future income from large liability claims.
Everyday life in New Braunfels — driving I-35 and the busy Gruene and river districts, hosting guests, owning a dog or a pool — creates liability exposure that can outrun standard limits.
A multi-vehicle wreck on I-35 or SH-46 with injuries can push medical and legal claims well past a $300K auto limit. Umbrella coverage picks up the excess so a single crash doesn’t reach your $340K in home equity.
A tubing-season guest injured at your home, a dog bite, or a pool accident can trigger a claim beyond your homeowners liability. With incomes near $86K, that exposure is worth covering.
A judgment above your limits can reach home equity, savings, and future income. In a market where New Braunfels values keep rising, umbrella coverage protects appreciation you haven’t even realized yet.
From historic Gruene to newer master-planned subdivisions, we write umbrella coverage for homeowning families across New Braunfels.
This historic district of single-family homes carries a median near $367K and draws buyers who value character and equity worth protecting.
A large master-planned community of newer homes and amenities, popular with families building fresh equity.
The higher-income northwest side of the city, home to many of its more valuable properties.
The walkable historic core, mixing established homes with steady demand and rising values.
A steadily developing area of newer subdivisions drawing homeowning families into the fast-growing market.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our New Braunfels clients access to strong coverage and reliable claims support.
We understand the specific risks New Braunfels residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Talk to a local agent who knows New Braunfels households — we offer same-day callbacks and can layer umbrella coverage over your existing auto and home policies.
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Harvey Insurance also proudly serves the smaller communities around New Braunfels, including Garden Ridge, Bulverde, and Spring Branch.
Also drive in New Braunfels? See our New Braunfels auto insurance.
Also in New Braunfels: New Braunfels homeowners insurance, New Braunfels renters insurance, New Braunfels life insurance, and New Braunfels landlord insurance.