Hurst, TX · Tarrant County

Hurst
Landlord Insurance

A mid-cities suburb built around the North East Mall and the Highway 183 corridor, Hurst runs a dense, apartment-heavy rental market in the heart of the Metroplex. Harvey Insurance protects the owners behind those doors: the structure, your liability, and the rent itself.

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~40K
Hurst Population
~$1,250
Median Rent
Tarrant
County Served
~45%
Renter-Occupied

Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.

Mid-Cities Landlords, Properly Covered

Nearly half of Hurst rents, drawn by the retail jobs around the North East Mall and the central mid-cities location. Rentals run from the apartment corridors along Pipeline and Precinct Line to single-family homes across the neighborhoods — and a homeowners policy covers none of it once a tenant signs. A Hurst rental needs dwelling coverage rated for North Texas hail, landlord liability, and loss of rents for the mid-cities turnover. We compare carriers side by side and can usually quote a Hurst rental the same day.

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What’s Covered

Landlord Insurance Coverage Details

A homeowners policy assumes you live in the home — the moment a tenant moves in, it’s the wrong contract. Landlord coverage is built for rental property: the structure, your liability as an owner, and the rent checks a covered loss would interrupt.

Dwelling Coverage
Protects the structure of your rental — roof, walls, systems — against fire, storms, hail, and other covered perils.
Other Structures
Covers detached garages, fences, sheds, and carports on the rental property.
Landlord Liability
Protects you if a tenant or guest is injured on the property and you're held responsible — often the most important line on the policy.
Loss of Rents
Replaces rental income while a covered loss keeps the property unlivable — so the mortgage gets paid without a tenant in place.
Landlord’s Property
Covers appliances and equipment you provide with the rental — refrigerators, washers, lawn equipment stored on site.
Optional Endorsements
Vacancy coverage between tenants, water backup, burglary, and short-term-rental options — matched to how the property is actually used.
Landlord Risk Profile

What actually hits rental property here

Hurst rental claims track the North Texas hail and the mid-cities turnover.

Hail

Tarrant County Roof Damage

Hurst takes the same spring hail as the rest of the mid-cities, and rental roofs are the last ones inspected. Dwelling coverage with a realistic roof valuation protects against a costly surprise.

Density

Multi-Unit Water Damage

In the dense complexes near the mall, an upstairs failure floods the units below fast. Dwelling coverage and strong liability both matter in stacked buildings.

Turnover

Retail-Workforce Turnover

A mobile retail-and-service workforce empties Hurst rentals on short notice. Vacancy and loss-of-rents coverage keep the gaps from becoming a loss.

The Rental Market

Hurst rentals, market by market

From Precinct Line apartments to established single-family, Hurst’s submarkets each carry their own risk.

Near North East Mall

Apartment communities near the retail core, with standard multi-unit exposure and hail-target roofs.

Precinct Line Corridor

Apartment and mixed-use rentals along the main artery, drawing retail-workforce tenants.

Old Hurst

Older single-family rentals near the historic core, where aging systems drive claims.

Pipeline Road Area

Established single-family rentals across the mid-city neighborhoods with steady demand.

Bellaire

Family single-family rentals in the established subdivisions with steady demand.

Why Harvey Insurance

Built on trust. Driven by service.

We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.

01

Backed by Trusted Carriers

We work with the most trusted and recognized carriers in the country — giving our Hurst clients access to strong coverage and reliable claims support.

02

True Local Expertise

We understand the specific risks Hurst property owners face and write every policy with that knowledge front and center.

03

Genuine Relationships

When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.

Client Reviews

Real people. Real results.

Ready to protect your Hurst rental?

One call gets your Hurst rental — or your whole portfolio — quoted by an agent who knows the market.

Location
Addison, TX — Serving TX, OK & AR
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