Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Jonesboro anchors Northeast Arkansas, with Arkansas State at its center and Crowley’s Ridge running behind it. It also sits close enough to the New Madrid seismic zone that earthquake is a real conversation here. Harvey Insurance writes Craighead County coverage accordingly.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Jonesboro learned what a daylight tornado does in March 2020, when an EF3 crossed the retail corridor and took the mall with it. Wind damage of that kind is covered under a standard homeowners policy, so the thing that decides whether you are made whole is not coverage but the dwelling limit — a total loss exposes an outdated figure instantly and permanently. There is a second question here that most of Arkansas does not have to ask. Northeast Arkansas sits within the influence of the New Madrid seismic zone, and earthquake damage is excluded from every standard homeowners policy. Coverage is available by endorsement or separate policy, it is inexpensive relative to the exposure, and most Jonesboro homeowners have never been offered it. We raise it directly, set the rebuild figure honestly, and quote the same day.
Get a Free Homeowners QuoteYour home is likely the largest investment you'll ever make. Harvey Insurance works with the nation's most trusted carriers to make sure that investment is protected — severe weather, fire, theft, and more.
Jonesboro carries the storm risk of the Delta plus a seismic exposure most of the state does not.
The March 2020 tornado is the local reference point. Wind damage is covered, but only to the dwelling limit — which is why that figure has to reflect current rebuild cost.
Northeast Arkansas sits in the zone’s reach, and earthquake damage is excluded from standard homeowners coverage. It is available separately, and it is worth pricing here.
Delta thunderstorms bring hail through Craighead County most springs. Replacement-cost roof coverage rather than a depreciated settlement is the line that matters.
We write across Jonesboro’s campus side, its retail corridor, and the growth on the west edge.
Campus-adjacent housing mixing owner-occupied homes and student rentals, where the policy form has to match the occupancy.
Established residential streets alongside the main retail spine, directly in the 2020 storm track.
Homes near the park on the south side, with a heavy tree canopy over the rooftops.
Newer subdivisions where the dwelling limit needs to reflect recent construction costs rather than an older appraisal.
Older housing near the historic core, where roof age and rebuild cost lead the conversation.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted carriers in the country — and we raise the earthquake question in Northeast Arkansas rather than waiting for a client to think of it.
We understand the specific risks Jonesboro residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
A rebuild figure that holds up after a tornado, plus an honest look at earthquake coverage. Quoted today.
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Harvey Insurance also proudly serves the smaller communities around Jonesboro, including Brookland, Bono, and Bay.
Need car coverage in Jonesboro too? See our Jonesboro auto insurance.
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Also in Jonesboro: Jonesboro landlord insurance and Jonesboro renters insurance.