Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Port Arthur sits on the Gulf in Jefferson County, where US 69 ties the city to Beaumont and SH 73 and SH 87 run out to the refineries and the coast. Few places flood like it does — Harvey put an estimated 80 to 90% of Port Arthur under water in 2017, drowning cars by the thousands — so we write coverage with the very real possibility that a parked vehicle here goes under.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Day to day, Port Arthur driving means US 69 up to Beaumont, SH 73 across to the refineries and Winnie, and SH 87 along the Sabine-Neches waterway. But no risk shapes coverage here like flooding. Built on flat coastal ground behind a seawall, the city took on water across nearly every neighborhood during Harvey, and Imelda flooded it again in 2019. That history makes comprehensive coverage essential for replacing a drowned vehicle, with strong liability for the heavy industrial and highway traffic. We build every Port Arthur policy around that reality, and we pick up the phone when the water comes.
Get a Free Auto QuoteWhether you drive a new vehicle or an older model, Harvey Insurance finds you the right auto coverage at a competitive rate — from the same local team that picks up the phone when you need them.
On flat coastal ground behind a seawall, Port Arthur’s auto claims are dominated by flooding, with refinery-corridor collisions and hurricane wind not far behind.
Harvey left an estimated 80 to 90% of Port Arthur under water, and Imelda flooded it again two years later. In a city this exposed, comprehensive coverage is the only thing that makes you whole after a vehicle drowns.
Shift traffic for the Motiva and Valero refineries floods SH 73 and US 69 with commuters and heavy trucks. The congestion and tanker traffic drive a steady run of collisions where strong liability limits matter.
Direct Gulf exposure means Port Arthur vehicles face hurricane-force winds, flying debris, and hail with every major storm. Comprehensive coverage handles the broken glass, dents, and wind damage left behind.
Three highways carry Port Arthur between Beaumont, the refineries, and the coast — each with its own driving risk.
The primary corridor linking Port Arthur to Nederland, Port Neches, and Beaumont, carrying the heaviest commuter flow in the area. Its volume and interchanges make it the city’s leading source of collision claims.
The east-west highway connecting Port Arthur to the refineries and west toward Winnie, heavy with industrial-shift and truck traffic. Running through low marsh, it flooded badly during Harvey and Imelda.
The coastal highway tracing the Sabine-Neches waterway and Pleasure Island, used for local and refinery trips. Hugging the water, it’s among the first roads to close under surge and tropical rain.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Port Arthur clients access to strong coverage and reliable claims support.
We understand the specific risks Port Arthur residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Talk to a local agent who has seen what Harvey did to Port Arthur, get the comprehensive coverage this coast demands, and expect a same-day callback.
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Own a home in Port Arthur too? See our Port Arthur homeowners insurance.
Also in Port Arthur: Port Arthur renters insurance and Port Arthur landlord insurance.