Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Argyle is one of Denton County’s wealthiest communities, with median home values north of $753K and household incomes above $190K — the very definition of assets worth defending. Harvey Insurance helps Argyle families put substantial excess liability protection above their auto and home limits.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Few Texas communities have as clear a case for umbrella coverage as Argyle, where the median home is worth around $753K and household incomes exceed $190K. That combination of high equity, strong savings, and substantial future earnings is exactly what plaintiffs’ attorneys pursue when a claim outruns your auto or homeowners limits. Standard liability limits of $300K or $500K simply don’t match an Argyle family’s net worth. A $1M–$5M umbrella policy closes that gap for a modest annual premium — and we help you size it to what you’ve actually built.
Get a Free Umbrella QuoteWhen a claim exceeds your auto or homeowners policy limits, umbrella insurance picks up where they leave off. It's one of the most cost-effective ways to protect your assets and future income from large liability claims.
Rural roads and I-35W traffic, horse properties and acreage estates, and frequent entertaining at large homes all leave Argyle families exposed to liability claims that can dwarf a standard policy’s limits.
A high-speed collision on I-35W or FM 407 can produce injury claims that far exceed a typical auto policy. With household incomes above $190K, an Argyle driver’s future earnings are a prime target for a plaintiff once the auto limits are gone — and an umbrella policy is what stands in the way.
Many Argyle homes sit on acreage with pools, barns, horses, or guest gatherings — each a potential source of a serious injury claim. With a median home near $753K, an owner has deep equity that a large judgment can pursue when a home policy’s liability limit runs out.
A judgment reaches beyond your insurance to home equity, investment and retirement accounts, and future income. For an Argyle household with a $753K home and income above $190K, that’s a large and visible net worth — the kind excess liability coverage exists to protect.
Argyle’s estate communities and acreage subdivisions are home to some of Denton County’s highest-net-worth families — households for whom a robust umbrella policy is simply part of protecting the estate.
A gated community of large custom homes on generous lots, home to affluent families whose high equity and income make substantial umbrella limits a sensible safeguard.
An upscale acreage community of estate homes, where sizable properties and frequent entertaining raise liability exposure that an umbrella policy is built to cover.
A newer luxury enclave of high-value homes near FM 407, drawing executives and business owners whose net worth clearly warrants excess liability protection.
The town’s original core along Old Justin Road, where longtime landowners and horse-property owners hold substantial equity worth shielding from a large judgment.
A master-planned community straddling the Argyle area with amenity-rich, high-value homes, home to affluent families whose growing assets call for a liability layer above their base policies.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Argyle clients access to strong coverage and reliable claims support.
We understand the specific risks Argyle residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Work with a local agent who knows Argyle, returns your call the same day, and helps your family layer substantial excess liability protection over your existing coverage.
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Also drive in Argyle? See our Argyle auto insurance.
Also in Argyle: Argyle homeowners insurance, Argyle renters insurance, and Argyle life insurance.