Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Midland sits at the heart of the Permian Basin, where oil-and-gas paychecks lift the median household income to roughly $90K — among the highest in Texas — while a boom-and-bust economy makes protecting that income all the more important. Harvey Insurance helps Midland households turn strong earnings into lasting family security with term and permanent life coverage.
Harvey Insurance is a trusted local agency serving families and businesses across Texas, Oklahoma & Arkansas — backed by America’s most reputable carriers.
Midland households earn well — the median sits near $90K, driven by energy careers — but that income is exactly what a family would have to replace if a breadwinner were gone. At a median age of just 32, many Midland parents are early in a mortgage and years from finishing raising children. A term policy sized to replace 15 to 20 years of a Permian Basin paycheck, plus the home loan, often costs less than a monthly truck payment. Harvey Insurance helps you anchor that high income to coverage that lasts through the next downturn and beyond.
Get a Free Life Insurance QuoteLife insurance is one of the most important financial decisions you'll make. Harvey Insurance helps you find the right type and amount of coverage so your family is taken care of — no matter what happens.
A Midland family is really protecting an energy-sector income, the mortgage on a fast-appreciating home, and the young children who depend on both.
Midland’s ~$90K median income is high but tied to the energy cycle, so a single earner’s loss hits hard. Term life can replace two decades of that paycheck — well over a million dollars — so a spouse and kids keep their footing regardless of oil prices.
Home values in Midland have climbed with the oil economy, and many families carry a sizable balance. A right-sized policy clears that loan outright so the household keeps the house and the neighborhood, even on one income or none.
With a median age near 32, most Midland households are raising young children. A death benefit can fund childcare, activities, and college so a parent’s loss never forces the family to start over.
From established country-club streets to Midland’s newest west-side subdivisions, we write coverage for families across every part of the city.
A northwest-side neighborhood of custom homes and HOA pools, home to established professional and energy-industry families protecting significant equity.
Midland’s newer master-planned community near the Scharbauer Sports Complex, popular with younger families early in a mortgage and building coverage as they grow.
An established central neighborhood of settled households, many of them long-time Midland families balancing paid-down homes with legacy and final-expense planning.
A well-rooted west-side area of family homes where two-income households look to replace steady Permian Basin earnings.
One of Midland’s older established subdivisions, home to a mix of long-time owners and growing families weighing term and whole-life options.
We’re not a call center or an app. We’re a local agency that treats every client like a neighbor — because most of them are.
We work with the most trusted and recognized carriers in the country — giving our Midland clients access to strong coverage and reliable claims support.
We understand the specific risks Midland residents face and write every policy with that knowledge front and center.
When you have a question or a claim, you reach us — the same people who wrote your policy. We know your name and advocate for you, every time.
Work with a local Texas agent who knows the Permian Basin, answers when you call, and returns Midland families’ messages the same day.
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Harvey Insurance also proudly serves the smaller communities around Midland, including Greenwood, Stanton, and Midkiff.
Own a home in Midland too? See our Midland homeowners insurance.
Also in Midland: Midland auto insurance, Midland renters insurance, Midland umbrella insurance, and Midland landlord insurance.